Overview
Within the miscellaneous healthcare sector,
Beazley considers a wide range of risks on both a primary (duty to
defend) and an excess basis.
We write healthcare staffing, home health,
behavioral health, chemical detox, tissue/blood banks, organ
procurement organizations, contract research organizations (CROs),
correctional healthcare, medi-spas, occupational health, healthcare
consultants, ground and air ambulances.
If you have an unusual healthcare risk, we can
likely find a solution. We typically do not write physicians on a
stand-alone, primary basis, but we do write risks with employed and
contracted physicians.
Details
We will pay these losses subject to the terms and conditions of
the actual policy
We typically cover third-party liability
claims and associated costs and defenses
We have a wide range of products
available, which provide various combinations of
MPL/GL/EBL/Products Liability/E&O coverages. We can also
provide excess policies that include Auto and EL coverages. We have
the ability to write defense outside limits on selected risks, and
we can write GL on an occurrence basis.
Limits available
We write primary limits of US $1M/$3M, US
$2M/$4M, US $3M/$5M and US $5M/$5M. We have capacity up to US
$20M.
Target market
We typically focus on risks with revenues greater than US
$25,000,000 and will consider risks with revenues greater than US
$1 billion. We write not-for-profit, for-profit, publicly
traded and governmental risks. We will write excess of
deductibles or retentions. We can handle claims, or agree to
allow the Insured or a TPA to handle claims.
Key territories
US, Canada and Puerto Rico. We can also consider risks with
non-US operations and/or exposures.
Not all coverages or products described on
this website are available in all US jurisdictions. Some products
are available on an admitted basis in some but not all US
jurisdictions from Beazley’s US insurance company subsidiary, while
other products and coverages may be available in the US only on a
surplus lines basis through licensed surplus lines brokers doing
business with Beazley’s Lloyd’s of London syndicates.
The descriptions contained in these pages
are for preliminary informational purposes only. Coverages will
vary depending on individual state law requirements and may be
unavailable in some states. The exact coverage afforded by the
products described on this website is subject to and governed by
the terms and conditions of each policy issued. The
publication and delivery of the information contained herein is not
intended as a solicitation for the purchase of insurance on any US
risk.