BeazleyOne for Healthcare

By combining the expertise of its management liability and healthcare teams, Beazley Group has developed enhanced management liability coverage that is precisely tailored to the needs of healthcare organizations. It protects against directors’ and officers’ risks, employment practices liability risks and fiduciary risks.

Beazley’s coverage protects against directors’ and officers’ risks, employment practices liability risks, and fiduciary risks and is tailored to meet the unique needs of healthcare organizations, including hospitals, long term care facilities and academic medical centers.

Product features

In addition to all the features you would expect from a management liability policy, Beazley has tailored its coverage based on our expertise in the healthcare industry. Examples include:

• Failure to perform provider selection, credentialing or peer review activities

• Affirmative antitrust coverage.

• Full defense coverage for EMTALA and Excess Benefit, as well as a sublimit for related fines.

• Coverage for civil fines assessed under HIPAA with no cap

• Defense coverage for governmental return of funds claims, triggered when reimbursements from government administered programs are subsequently called into question

Limits available

Up to US $10,000,000

Target market

Hospitals, academic medical centers and long term care facilities

Key Territories

US

Not all coverages or products described on this website are available in all US jurisdictions. Some products are available on an admitted basis in some but not all US jurisdictions from Beazley’s US insurance company subsidiary, while other products and coverages may be available in the US only on a surplus lines basis through licensed surplus lines brokers doing business with Beazley’s Lloyd’s of London syndicates.

The descriptions contained in these pages are for preliminary informational purposes only. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The exact coverage afforded by the products described on this website is subject to and governed by the terms and conditions of each policy issued.  The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.