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Small Business

KeysDifferent locks require different keys. At Beazley, we know there is no such thing as a standard professional liability risk. Although your bottom line may not have as many zeroes as larger industry players, your risks may be just as complex. We offer specialized professional liability coverage and rapid, responsive service.

Beazley provides its clients with comprehensive coverage backed by superior service. We focus on meeting the needs of small businesses with assets up to $35 million; up to 500 employees.

Our Private Enterprise Team 

Our PE team is comprised of industry professionals with in-depth specialty lines insurance expertise. We have also invested heavily in claim support to offer our clients a highly proactive service in the event of a claim. Our claim and underwriting professionals work on your behalf side by side as a team - a business model that brings more value to our clients.

Our Products 

In the United States, we underwrite risks in these areas, mainly with maximum limits of US $5 million (for A&E $2 million per claim and $4 million aggregate):

  • Technology and miscellaneous errors and omissions accounts under US $35 million in revenues with a premium less than US $50,000
  • Architects and engineers professional liability: up to US $250,000 in revenues

Out of London we underwrite mainly primary A&E, Miscellaneous & Tech business with the following characteristics:

  • Maximum limits of US $5 million aggregate
  • Revenue cap for A&E of US $50 million and Miscellaneous Tech of US $100 million

Our AFB Media Tech offering provides professional, technology, mulitmedia, privacy and network security liability coverage in a single form for a broad spectrum of companies.

We offer Information Security & Privacy (InfoSec) coverage that meets the evolving needs of small businesses with industry-leading coverage for emerging data security and privacy exposures.  Click here for our Information Security application tailored for small businesses.

Beazley Breach Response is our unique insurance solution for privacy and data breaches. Beazley Breach Response provides coverage for incidents of up to 4,000,000 persons, including notification and credit monitoring. Click here to find out more.

Our MPL Secure - Miscellaneous E&O product provides financial protection for errors and omissions arising from services provided by businesses such as management consultants, staffing agencies, resource organizations, outsourcing companies and security consultants.

Our Appetite

Download our Appetite Guide to find out what industries we support.

The descriptions contained in this communication are for preliminary informational purposes only and coverages are available in the US only on a surplus lines basis through licensed surplus lines brokers underwritten by Beazley syndicates at Lloyd's. The exact coverage afforded by the products described herein is subject to and governed by the terms and conditions of each policy issued.

The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk. Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).

Brokers who have a Terms of Business Agreement with Beazley may submit applications to PE_Submissions@beazley.com.