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In a liability marketplace dominated by big brand generalists, we believe that there is an opportunity for the specialist insurer able to bring a tailored approach to a specific class, exposure or industry. As business becomes more complex and new exposures and theories of liability emerge, the role of the specialised insurer becomes more relevant.

The Beazley Specialty Treaty team partners with these specialist carriers in a collaborative way with a long term perspective. With a portfolio of small to mid-size clients, we understand the challenges that a smaller institution faces - from balance sheets to resources. We take the time to understand our clients' needs and exposures in depth - time that a larger reinsurer, focused on larger transactions, may be unwilling to dedicate. 

Alongside the reinsurance transaction itself, we actively share product knowledge, market intelligence, output from our forecasting unit, help in product development, policy form reviews and claims support. 

As a unit of a specialty carrier ourselves, we can offer support in new product development to help a carrier grow its business, for example by enabling it to offer employment practices liability or network security cover as part of its core product offering.

We write both pro rata and excess of loss. We specialise in working layer risk excess and catastrophe excess of loss. Our latest product innovations include systemic catastrophe protection, liability industry loss warranties (ILWs) and embedded quota shares.

Limits available

Our maximum line size is US $7,500,000 or £4,500,000.

Target markets 

• Mutuals
• Pools
• Risk retention groups
• Reciprocals
• Small and mid-size stock insurers
• Trusts
• JUAs

Consistent with the Beazley group approach, we focus on claims made business or occurrence business with a controlled latency exposure.

Key territories

We write a world-wide portfolio but focus on North America, UK and the Asia-Pacific region.

The descriptions contained on this website are for preliminary informational purposes only. In the US, the product may be available on an admitted basis in some but not all jurisdictions through Beazley Insurance Company, Inc. In other US jurisdictions, the product is underwritten by Beazley syndicates at Lloyd's and is available only on a surplus lines basis through licensed surplus lines brokers. The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.

Except where products are issued by Beazley Insurance Company, Inc., coverages are underwritten by Beazley syndicates at Lloyd's and will vary depending on individual country law requirements and may be unavailable in some countries.  The exact coverage afforded by the products described herein is subject to and governed by the terms and conditions of each policy issued.

Some coverages are made available through Beazley USA Services, Inc., which is a service company that is a part of the Beazley Group and has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's syndicates 623 and 2623 which are managed by Beazley Furlonge Limited.  Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).