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    It all started with a good idea. And a hat stand. When Beazley was founded in 1986, the office contained just a few items of second hand furniture, including a hat stand. Today, we hang our hats all over the world.

    Some might have found 1986 an alarming time to establish a Lloyd's managing agency focusing on US liability insurance business. Time Magazine had just run a cover feature headlined "Sorry America. Your insurance has been cancelled." The article described a "national crisis" in liability insurance, following "years of eye-popping damage awards."

    But Andrew Beazley and Nick Furlonge saw an opportunity. 

    They wanted a company that was set apart. One with a culture of teamwork, cutting through the complexity of insurance and replacing it with straight answers and progressive thinking.

    Thirty years on, with Andrew Horton at the helm, we have grown from two people in a London office, to over 1,000, across five continents. But our culture has not changed.

    We've always had a different approach to insurance. We expect exceptional. We're driven by entrepreneurial spirit and we work in a flat, open and collaborative environment. Our people think differently, share ideas, anticipate problems and act decisively, bringing our clients the benefit of foresight.

    Our values - Professional, Integrity, Effective and Dynamic - inspire the way we work and how we treat our customers and our people. Working with our people, we've created a series of statements that describe how we do things at Beazley. We call them Being Beazley:

    Expert: We're experts in what we do, using our specialist knowledge and skills to add value.
    Deliver: We give straight answers promptly and deliver on our promises.
    Honourable: We do the right thing. Not because a rule book tells us to, but because it is the right thing to do.
    Friendly: We are friendly, approachable and support each other.
    Passionate: We are not obsessed with hierarchies or status - we're just passionate about what we do.
    Creative: We value good ideas and insights wherever they come from - we have a contagious energy to do things better.
    Bold: We're forward looking, take bold leaps and don't always take the path people expect to ensure we deliver for our customers, our people and our shareholders.