Statistically, 33% of Canadians over the age of 19 will need legal advice at least once a year. Unfortunately, the high cost of legal fees can make access to justice prohibitive. With premiums as low as a few hundred dollars, policyholders can obtain the peace of mind that they can access the legal system without incurring undue hardship.
Legal expense insurance provides coverage for the legal fees and expenses incurred by a lawyer for specified matters covered by the policy. These matters are not generally covered by professional liability, malpractice insurance or commercial
- Contract disputes
- Employment disputes
- Criminal defence
- Property disputes
- Personal injury
- Tax disputes
Legal expense insurance policyholders will have access to a toll-free hotline for complimentary telephone legal advice (TLA). Beazley has partnered with Triton Claims Canada, a leading expert in legal expense insurance to provide unlimited, instant access to a lawyer whenever immediate advice is needed.
Commercial legal expense insurance is available with every new business and renewal quotation for small businesses with annual gross sales and/or receipts of $10,000,000 or less. There are exceptions depending on types of risk.