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Extreme weather events rank as the most likely risk to present a material crisis in a global scale in 2025, according to The World Economic Forum Global Risks Report.  When a business is struck by an unforeseen event, the financial consequences can be catastrophic without adequate insurance coverage. 

Property damage insurance not only covers direct damage to property but also compensates for resulting business losses, enabling operations to continue even in the aftermath of a disaster. 

Who is it for?

Companies with a turnover of more than €500m, headquartered in the EEA with domestic or global exposures.

Industry segments

  • Manufacturing
  • Retail/Distribution
  • Chemicals & Pharma
  • Hospitality
  • Infrastructure
  • Food
  • Commercial Real Estate

🚫 Out of appetite

Energy, Power & Utilities, Mining, Wood, Pulp & Paper, Waste & Recycling.

Our covers

The insurance industry has a crucial role in helping businesses to navigate this accelerating risk landscape. With improved data analysis, risk mapping and understanding of risk, we have a real opportunity to assist forward-thinking businesses in understanding their exposures and building better resilience. 

  • Property damage /Direct Damages (including natural events such as flood, wind and earthquake) and machinery breakdown
  • Business interruption

On the following basis:

All Risks or Named Perils
Follower in 
co-insurance or excess layers

  • Multinational solutions

    Structured cross border insurance solutions with the efficient issuance of locally admitted policies in over 180 jurisdictions worldwide and a global team of claims experts.

  • Parametric solutions

    A solution designed to offer rapid, transparent, and data-driven payouts to corporate clients affected by natural catastrophes such as hurricanes, earthquakes, and floods.

    The parametric model triggers payments based on predefined event parameters (e.g., wind speed, earthquake magnitude, earthquake shaking intensity), enabling faster claims resolution and reducing administrative burden for both Beazley and its clients.

Our Latest Reports

Spotlight on Environmental and Climate Risk 2025

In the current economic environment executives are focusing on the here and now, risking missing the elephant in the room. 

climate-report-2025-cover-img-1024x595

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