All risks property insurance for homeowners, private jewellery, classic cars and other collectibles.
Comprehensive ‘All Risks’ coverage for high value homes and their contents including private collections of:
We provide suite of policy wordings available in English, French, Italian and German and offer up to CHF/ EUR / GBP10 million for any one risk location depending on Coverholder experience, territory and risk appetite.
Cover is administered on a delegated basis via Binding Authority Agreements and written via our Lloyd’s syndicate (either Lloyd’s of London or Lloyd’s Insurance Company in Brussels), so that our insureds benefit from the Lloyd’s Chain of Security, and consistently high ratings from A.M Best, Fitch and Standard and Poor’s.
High speed and responsive underwriting is key to our Coverholder service. We do not wait for end of year reviews to assess the performance of the binder contract; instead we work in partnership with our Coverholder partners through regular high level meetings throughout the year and active contact with our key underwriters.
With our specialist experience and expertise we know that each risk will have a set of unique characteristics so we aim to be flexible in our approach to finding coverage and rate solutions.
Efficient claims handling, be it for large or small notifications, is managed in a timely and sensitive manner to deliver a positive result if the worst should happen. If required, we can utilise a dedicated private collections’ third party adjuster to give peace of mind to our clients.
Working via Coverholders we provide cover for Private individuals based in Switzerland, Europe and the UK.
Policies are offered to insureds domiciled primarily, but not exclusively, in the UK, Switzerland and Europe. Cover for ‘movable property’ such as general contents, personal Possessions, musical instruments, fine art, jewellery and watches is granted on a worldwide basis whilst temporarily removed from the policyholder’s country of domicile.
Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.
Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.
Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.
A client that we insured lost their Rolex watch whilst out walking their dog. A replacement watch was sourced within a few days, and our client was able to have a Rolex restored to their wrist.
One of our insured clients caught one of the claws of her engagement ring on her sleeve whilst she removed her jacket, and the diamond was lost. The ring was a bespoke ring made by a jeweller in Hatton Garden in London. We worked with the jeweller and arranged for similar diamond to be fitted back into the ring within a few weeks, and most importantly in time for her wedding.