What we offer

Comprehensive ‘All Risks’ coverage for high value homes and their contents including private collections of: 

  • Jewellery and watches 
  • Fine art 
  • Musical instruments and other collectibles (which can also be written on a stand-alone basis) 
  • Classic cars for physical damage (in selected territories only) 

We provide suite of policy wordings available in English, French, Italian and German and offer up to CHF/ EUR / GBP10 million for any one risk location depending on Coverholder experience, territory and risk appetite. 

Cover is administered on a delegated basis via Binding Authority Agreements and written via our Lloyd’s syndicate (either Lloyd’s of London or Lloyd’s Insurance Company in Brussels), so that our insureds benefit from the Lloyd’s Chain of Security, and consistently high ratings from A.M Best, Fitch and Standard and Poor’s. 

How can we help

High speed and responsive underwriting is key to our Coverholder service. We do not wait for end of year reviews to assess the performance of the binder contract; instead we work in partnership with our Coverholder partners through regular high level meetings throughout the year and active contact with our key underwriters.  

With our specialist experience and expertise we know that each risk will have a set of unique characteristics so we aim to be flexible in our approach to finding coverage and rate solutions.  

Efficient claims handling, be it for large or small notifications, is managed in a timely and sensitive manner to deliver a positive result if the worst should happen. If required, we can utilise a dedicated private collections’ third party adjuster to give peace of mind to our clients. 

Who we can help

Working via Coverholders we provide cover for Private individuals based in Switzerland, Europe and the UK. 

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Where Is This Offered?

Policies are offered to insureds domiciled primarily, but not exclusively, in the UK, Switzerland and Europe. Cover for ‘movable property’ such as general contents, personal Possessions, musical instruments, fine art, jewellery and watches is granted on a worldwide basis whilst temporarily removed from the policyholder’s country of domicile.

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The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

A client that we insured lost their Rolex watch whilst out walking their dog. A replacement watch was sourced within a few days, and our client was able to have a Rolex restored to their wrist. 

One of our insured clients caught one of the claws of her engagement ring on her sleeve whilst she removed her jacket, and the diamond was lost. The ring was a bespoke ring made by a jeweller in Hatton Garden in London. We worked with the jeweller and arranged for similar diamond to be fitted back into the ring within a few weeks, and most importantly in time for her wedding.

Disclaimers

The descriptions contained in this communication are for preliminary informational purposes only. Coverages are underwritten by Beazley Solutions International Limited on behalf of Beazley syndicates at Lloyd’s or Lloyd’s Insurance Company S.A. (“LLoyd’s Brussels” - a subsidiary of Lloyd’s and authorised by the National Bank of Belgium) or Beazley Insurance dac and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this communication is subject to and governed by the terms and conditions of each policy issued.

Your Beazley Team

 
 

David Wood

David Wood
Underwriters

David Wood

Focus Group Leader - Homeowners

London, UK

+44 20 7674 7096 Email David Wood View profile

Christopher Jones

Christopher Jones
Underwriters

Christopher Jones

Underwriter - Personal Articles Floater - Property

London, UK

+44 20 7667 0542 Email Christopher Jones View profile

Jonathan Brett

Jonathan Brett
Claims Managers

Jonathan Brett

Claims Manager - Focus Group Leader

London, UK

+44 20 7667 0623 Email Jonathan Brett View profile

Louise Beckett

Louise Beckett
Claims Managers

Louise Beckett

Claims Manager

London, UK

+44 20 7674 7539 Email Louise Beckett View profile

Amanda Janes

Amanda Janes
Underwriters

Amanda Janes

Head of First Party Wordings

London, UK

+44 20 7674 7016 Email Amanda Janes View profile

Keith Bookless

Keith Bookless
Underwriters

Keith Bookless

Wordings Analyst

London, UK

+44 20 7674 8024 Email Keith Bookless View profile