Miscellaneous Professional Errors and Omissions for Small Businesses

Our Miscellaneous E&O MediaTech policy offers a wide range of coverage under one policy:

• Professional liability
• Network security and privacy liability
  • Privacy notification costs
  • Regulatory defence and penalties deriving from a breach of a privacy law
  • Personal injury liability
• Professional liability coverage provides defence expenses in addition to limit for claims brought in Canada
• Deductible does not apply to defence costs for professional liability claims brought in Canada Regulatory and administrative actions reimbursement
  • Regulatory and administrative actions reimbursement
  • Disciplinary proceedings reimbursement
  • Pre-claim costs reimbursement
  • Expense reimbursement

• Right and duty to defend
• Broad definition of insured to include subsidiaries and spousal, temporary, leased, seasonal and former employees.
• Innocent insured coverage including defence until final adjudication
• BI/PD coverage available for claims arising out of the rendering of or failure to render professional services
• Extended reporting period available
• Excess of other insurance
• Automatic coverage for newly acquired companies - 60 days
• Copyright/trademark coverage available
• Innocent abuse coverage available
• Primary and excess coverage available

Up to $5 million