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    Catherina MacCabe

    Catherina MacCabe

    International ML Focus Group Head

    Giving directors and officers confidence that they have comprehensive protection against claims arising from actions taken in their corporate roles.

    Corporate governance reforms across the world in recent years have added significantly to the responsibilities of executive and non-executive directors of companies. The legal landscape senior corporate individuals must navigate is therefore increasingly fraught with twists and turns.

    They understandably look for robust insurance cover to protect them in the execution of their responsibilities. Beazley has designed clear insurance to give directors and officers confidence that they have comprehensive protection against claims arising from actions taken in their corporate roles.

    Protection for directors and officers, as well as other individuals, including coverage for:

    • Regulatory and internal investigations
    • Data breach
    • Environmental claims
    • Health and safety claims
    • Insolvency hearings
    • Extradition, permanent residency and repatriation
    • Damage to reputation
    • Freezing of assets and disqualification
    • Full limit mitigation costs cover
    • Automatic reinstatement of limit for non-indemnifiable loss.

    Protection for the company, including costs relating to:

    • Payments made to indemnify individuals
    • Securities claims
    • Regulatory and internal investigations
    • Books and records demands
    • Derivative demands
    • Global Dutch securities settlement advice.

    The cyber challenge

    It is all too easy to think of data breach as a single risk facing an organisation. The reality is that it constitutes a whole range of risks and the prevalence of each change over time.

    Beazley pioneered the development of data breach related insurance and, as a market leader in the field, we have helped clients handle over 5,000 data breaches since 2009. As illustrated in the following two snapshots, our experience provides a valuable insight into the challenges faced by organisations and their officers in preparing for, and dealing with, the changing nature of incidents:

    • Ransomware attacks were over four times more numerous in 2016 than in 2015.
    • Unintended disclosure, most often emails or faxes sent to the wrong recipient, represented 32% of breaches in 2016, up from 24% in 2015. Source: Beazley breach insights Our international management liability policies include data breach cover as standard.


    Up to US$25m

    Target market

    A wide range of non-financial organisations can benefit from the cover.


    Worldwide (excluding United States domiciled organisations).

    Directors & officers team


    Luisa Celentano

    Underwriting Assistant

    Luisa Celentano

    London, UK

    Tom Ielapi

    D&O Underwriter

    Tom Ielapi

    London, UK

    +44 207 674 7131

    Catherina MacCabe

    International ML Focus Group Head

    Catherina MacCabe

    London, UK


    Tracy Holm

    FGL Private & International D&O

    Tracy Holm

    London, UK

    +44 207 674 7294

    Directors & officers forms

    Fact sheets

    International management liability factsheet


    Directors and officers policy wording