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    Richard Everall

    Richard Everall

    Focus Group Lead – US Specialty Programs

    Small healthcare organisations face a range of increasingly sophisticated risks. In today's litigious business climate, one bodily injury claim has the potential to wipe out a small business's financial resources. Healthcare companies with fewer employees on the payroll are also more likely to use the services of a third-party vendor or volunteers, opening up the potential for additional liability.

    Key features

    A professional and general liability policy available on an admitted basis that includes products liability

    Additional coverages available for:

    • Defense limits
    • Abuse and molestation
    • Hired and non owned auto
    • Employee benefits liability
    • WA and OH stop gap
    • Twin Towers 

    Target market

    A broad spectrum of companies, including (but not limited to):

    • Ambulance - Ground, Patient Transport
    • Case management
    • Diagnostic and dialysis centers
    • Home health
    • Hospice care
    • Medical laboratories and clinics
    • Occupational and physical therapy
    • Imaging centers (CAT Scan, MRI, X-Ray, etc.)

    Limits available

    • Up to US $5M
    • Minimum deductible: $1,000
    • Minimum premiums: $500 


    US, will consider risks with non-US operations and/or exposures

    Miscellaneous medical professional & general liability team


    Richard Everall

    Focus Group Lead – US Specialty Programs

    Richard Everall

    London, UK

    +44 (0) 207 674 7757

    Claire McNicol

    Underwriter – US Specialty Programs

    Claire McNicol

    London, UK

    +44 207 674 7594

    Henrietta Parvin

    Underwriter - US PE

    Henrietta Parvin

    London, UK

    +44 207 667 0506

    Miscellaneous medical professional & general liability forms


    Misc Med Infographics
    Misc Med Highlights
    Misc Med Endorsement Map
    Misc Med Appetite Sheet

    Risk insights

    Taking the Temperature of Medical Clinic Risks
    A 20/20 View of Optometry Risks
    A Prescription that Works for Pharmacy Risks
    Non-Emergency Medical Transport - What Drives This Professional Liability Risk?
    Home Healthcare: As Business Booms, Risks Do Too
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