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    Jana Ratnajothy

    Jana Ratnajothy

    A&E Focus Group Leader and Large Lawyers Underwriter

    For more than 28 years, we have been meeting the needs of architects and engineers for robust and responsive professional liability insurance coverage.

    Size/Definition

    Firms with significant regional, national or international opportunities; ENR top 50 firms and firms with a similar portfolio. 

    In addition to standard coverage provided by typical Architects & Engineers professional liability policies, the Beazley policy offers the following key coverage features and support: 

    • Technology risk coverage for electronic transfer of data, copyright infringement, web-hosting functions and privacy liability
    • Contractors' pollution liability extension
    • ADA/FHA/OSHA regulatory actions reimbursement extension - $30,000 per policy period
    • Defendants' reimbursement extension - up to $500 per day per subject to a maximum of $10,000 per claim
    • Blanket waiver of subrogation provision for clients of the insured as required by contract
    • Pre-claims assistance
    • Proactive claims management through experienced professionals
    • Risk management: live quarterly webinars, newsletters, dedicated risk management web site: www.beazley.com/aeriskinfo/ 

    We will pay these losses:

    Subject to the terms and conditions of the actual policy, we will pay claims for:

    • damages awarded against the assured
    • defense costs and expenses

    Limits available

    Up to US $30,000,000

    Target market

    • Architects and engineers
    • Agency construction managers
    • Project managers  
    • Interior designers
    • Surveyors
    • Environmental consultants of all sizes

    Key territories

    Worldwide

    Large Risk team

    Underwriters

    Michael Attwell

    Underwriter - Professions

    Michael Attwell

    London, UK

    +44 (0) 207 674 7134

    Alix Borley

    Large Risk A&E Underwriter

    Alix Borley

    London, UK

    +44 207 674 7015

    Jana Ratnajothy

    A&E Focus Group Leader and Large Lawyers Underwriter

    Jana Ratnajothy

    London, UK

    +44 207 674 7395

    Claims

    Anthony Kerr

    Claims Manager Specialty Lines

    Anthony Kerr

    London, UK

    +44 207 667 0535

    Rebecca Reidy

    Portfolio Claims Team Leader

    Rebecca Reidy

    London, UK

    +44 207 674 7109

    Large Risk forms

    Application forms

    A&E renewal app
    A&E Condo Supp app
    A&E Large Project Supp app
    A&E New Business app
    A&E Tech Info Supp app
    A&E Third Party Tech Supp App
    A&E Specific Add'l Limit Supp app

    Product fact sheets

    A&E Professional Liability factsheet

    Risk insights

    Design Firms Widen Target
    Five Risk Management Tips
    Insight CA Supreme Court
    Insight Decennial Liability
    Sustainable Design

    Wordings/policies

    A&E Surplus Policy

    The descriptions contained on this website are for preliminary informational purposes only. In the US, the product may be available on an admitted basis in some but not all jurisdictions through Beazley Insurance Company, Inc. In other US jurisdictions, the product is underwritten by Beazley syndicates at Lloyd's and is available only on a surplus lines basis through licensed surplus lines brokers. The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.

    Except where products are issued by Beazley Insurance Company, Inc., coverages are underwritten by Beazley syndicates at Lloyd's and will vary depending on individual country law requirements and may be unavailable in some countries.  The exact coverage afforded by the products described herein is subject to and governed by the terms and conditions of each policy issued.

    Some coverages are made available through Beazley USA Services, Inc., which is a service company that is a part of the Beazley Group and has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's syndicates 623 and 2623 which are managed by Beazley Furlonge Limited.  Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).