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    Beazley Breach Response (BBR)

    Understanding the coverage

    Beazley Breach Response (BBR) is unique in offering a comprehensive services-based solution to data breaches. We know that when an organisation suffers a data breach, its first concern is to handle the breach in a way that maintains customer confidence. We pioneered the concept of data breach insurance that focuses first and foremost on response. We are the only insurer with a dedicated in-house business unit that focuses exclusively on helping clients manage data breaches successfully.

    Our BBR Services team focuses on the coordination of the expert forensic, legal, notification and credit monitoring services that clients need to satisfy all legal requirements and maintain customer confidence. We also, indemnify your losses from lawsuits or regulatory actions, the risk of which may be reduced by a well-coordinated breach response but can never be completely eliminated. In addition to coordinating data breach response, BBR Services is responsible for maintaining and developing Beazley's suite of risk management services, designed to minimize the risk of a data breach occurring.

    Beazley invented this comprehensive approach. We do more of it than anybody else. To date we have helped more than 4,000 clients manage data breaches swiftly and successfully. We can't guarantee your cyber security: no one can. But we can put you in control of your response.

    Understanding the policy... the three towers of coverage

    • Third party information security and privacy coverage • Regulatory defense and penalties • Website and offline media liability • PCI fines, penalties and assessments.

    • Computer expert services and legal services to help determine the extent of the breach and the steps needed to comply with applicable breach notice laws • Crisis management and public relations • Access to educational and loss control information at no charge.

    • Notification services provided on a number of affected individuals basis, not capped by a dollar amount • Call centre services for notified individuals • Breach resolution and mitigation services including one and three bureau monitoring and identity monitoring solutions.

    * Cyber extortion, data loss protection and network business interruption are available by endorsement