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    Small businesses within the life science industry face a variety of exposures and require a tailored insurance product designed to cater for their full lifecycle from research & development through to clinical trials and into product sales and professional services. Beazley offers a flexible, innovative and client-focused approach to underwriting this class of risk for the small medium enterprise (SME) sector.


    A wide range of SMEs can benefit from Beazley’s specialist cover for life sciences, including for:

    • Products
      • Medical devices (non-invasive)
      • Drug delivery systems
      • Certain dental instruments and equipment
      • Diagnostic kits (except those catering to public health concerns)
      • General anaesthesia equipment
      • Hospital equipment
      • Pre-packaged sterile products
      • Surgical equipment
      • Rehabilitation equipment
      • Hospital - surgical equipment
    • Phase I and II clinical trials 
    • Services
      • Medical device distributors
      • Research and development companies
      • Site Management Organisations (SMOs)


    • Products liability
    • Professional indemnity
    • Public liability
    • Medical malpractice
    • Clinical trials – no-fault compensation & legal liability
    • Claims made coverage.


    Coverage for UK domiciled companies

    Target market

    A wide range of SMEs with an annual turnover of up to £10m can benefit from Beazley's Life Sciences for Small Business. For those organisations with an annual turnover of more than £10m, we would be pleased to discuss our Life Sciences product designed specifically for larger businesses. 


    Up to £5m any one claim

    Up to £5m in the aggregate

    Policies are written on our comprehensive life sciences insurance form and are available through either our Lloyd’s syndicate or “A-rated” European Insurance company, Beazley Insurance dac (designated activity company).

    Life Sciences for Small Business team


    Jessica Davies

    Assistant Claims Manager

    Jessica Davies

    London, UK


    Nick Pearce

    Focus Group Leader, International Healthcare Programmes

    Nick Pearce

    London, UK

    +44 20 7674 7190

    Life Sciences for Small Business forms

    Application forms

    Life Sciences for Small Business application form


    Life sciences for Small Business brochure

    Wordings / policies

    Life Sciences for Small Business wording - Bidac
    Life Sciences for Small Business wording - Lloyd's
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