Corporate governance reforms across the world in recent years have added significantly to the responsibilities of directors of companies. The legal landscape senior corporate individuals must navigate is therefore fraught - ensuring that they stay compliant with complex regulation is increasingly challenging.
They understandably look for robust insurance cover to protect them in the execution of their responsibilities. Beazley has designed clear insurance to give directors and officers confidence that they have comprehensive protection against claims arising from their actions taken in corporate roles.
Protection for directors and officers, including the following coverages:
- Limit of liability on an any one claim basis (up to £10m)
- Regulatory and internal investigations
- Data breach
- Environmental claims
- Health and safety claims
- Insolvency hearings
- Extradition, permanent residency and repatriation
- Damage to reputation
- Freezing of assets and disqualification
- Full limit mitigation costs cover
- Flexible retention levels
Protection for the company, including coverage for:
- Limit of liability on an any one claim basis (up to £10m)
- Costs of claims and awards incurred by the company
- Payments made to indemnify individuals
- Regulatory investigations
- Employee theft
- Kidnap response costs
- Minimum retention of £2,500.
Included as standard
- Website recovery
- Executive replacement
- Employment practices legal helpline
- Farillio for management liability customers
As part of our directors and officers policy, Beazley is pleased to provide its insureds access to the DOS Technical Support Service, provided by DOSarrest Internet Security Ltd. In the event that your computer systems and websites are impacted due to a third party denial of service attack this service will help get your website up and running again with the minimum of pain.
Included in our directors and officers cover. Should an accident occur that prevents a senior manager from acting in this essential capacity, Beazley will provide access to a service which will provide a £50k limit to fund the temporary appointment of a replacement.
All our management liability customers have access to our helpline providing guidance and advice on a wide range of employment subjects from disciplinary to grievance issues. This is provided by leading legal firm, Clyde & Co.
Our management liability customers have access to Farillio, an independent third party online platform that brings together leading UK subject-matter experts to offer support to Beazley policyholders in running their businesses. Comprehensive, simple-to-follow digital recipes containing the practical and technical ingredients you need are available to you (including step-by-step video tutorials, infographics, checklists and hundreds of templates and guides), covering topics like GDPR, data management & privacy policies, employment & redundancy, funding, business planning, health & safety and more.
Introducing an innovative package that combines directors & officers with employment practice and crime cover
Beazley directors & officers customers have the option to add crime and/or employment practice liability cover to create a seamless package.
At Beazley we understand that employers constantly face new challenges and exposures as a result of a changing legal landscape and increasingly employee-friendly courts. From discrimination and harassment to health and safety responsibilities, there is a greater potential for breaking complex legislation. With the burden of proof typically on the employers, the impact can run beyond financial penalties and create deep reputational damage. The risks are only set to increase as non-standard forms of working becoming more prevalent, such as zero hours contracts and the equal pay act.
To help employers cope, Beazley has developed an employment practices insurance that addresses emerging exposures as well as traditional ones, including:
- Limit of liability on an any one claim basis (up to £10m)
- Regulatory costs
- Cyber bullying
- Immigration assistance
- Data breach
- Sensitivity training
- Joint venture loss
- Third party claims
- Standard retention of £5,000
In 1925 Victor Lustig audaciously posed as a French government official and persuaded metal dealer, Andre Poisson, to "purchase" the Eiffel Tower as scrap. Monsieur Poisson was so mortified when he discovered the deception that he kept quiet allowing Lustig to escape by train to Vienna with the cash.
Nearly a century later con artists continue to ply their trade but they have embraced new means such as the increasing wave of social engineering attacks. These scams are just one example of the crimes that businesses must be on the guard against that originate from both within and outside the organisation. Even the most prepared can be vulnerable. In response we have created comprehensive crime insurance providing cover for both employee and third party crime along with growing threats such as social engineering. Cover also includes:
- Limit of liability on an any one claim basis (up to £10m)
- Forgery and counterfeiting
- Fund transfer fraud
- Physical loss of, or damage to, property
- Extortion
- Computer malware
- Corporate identity fraud
- Contractual penalties
- Flexible retention levels.

These products are available on our myBeazley platform, which provides brokers with the ability to quote, buy and service a range of specialist insurance products for their clients at the touch of a button.
By combining Beazley's expertise in specialist insurance with the simplicity of an award winning system, we have created a trading platform that is intuitive and easy to use.
Target market
A wide range of private commercial organisations with an annual turnover of up to £350m can benefit from these covers on the myBeazley e-trading system. For those organisations with an annual turnover in excess of £350m, we would be pleased to discuss Beazley's market leading management liability and cyber products designed specifically for larger businesses. The coverage contained on this web page is not intended for financial institutions for which we have designed a separate suite of products specific to their needs.
Territories
Worldwide cover for UK domiciled organisations.
Choice of security
We offer clients in the UK a choice of security from our insurance company, Beazley Insurance dac, and our Lloyd's syndicates.
Management liability team
Claims

Claims Team Leader - SL International
Tracy Holm
London, UK
+44 207 674 7294
tracy.holm
Claims Manager - Crime and FI
Kieran Patel
London, UK
+442076747045
kieran.patelUnderwriters

Underwriter - International Management Liability
Simon Amos
Birmingham, UK
+441213933077
Simon.Amos
Focus Group Leader International Management Liability
Catherina MacCabe
London, UK
+44207 674 7775
catherina.maccabe
Focus Group Leader - International PE E-Trading
Nick McGarey
London, UK
+44207 674 7769
nick.mcgarey