As part of our directors and officers policy, Beazley is pleased to provide its insureds access to the DOS Technical Support Service, provided by DOSarrest Internet Security Ltd. In the event that your computer systems and websites are impacted due to a third party denial of service attack this service will help get your website up and running again with the minimum of pain.

Included in our directors and officers cover. Should an accident occur that prevents a senior  manager from acting in this essential capacity, Beazley will provide access to a service which will provide a £50k limit to fund the temporary appointment of a replacement.

All our management liability customers have access to our helpline providing guidance and advice on a wide range of employment subjects from disciplinary to grievance issues. This is provided by leading legal firm, Clyde & Co.

At Beazley we understand that employers constantly face new challenges and exposures as a result of a changing legal landscape and increasingly employee-friendly courts. From discrimination and harassment to health and safety responsibilities, there is a greater potential for breaking complex legislation. With the burden of proof typically on the employers, the impact can run beyond financial penalties and create deep reputational damage. The risks are only set to increase as non-standard forms of working becoming more prevalent, such as zero hours contracts and the equal pay act.

To help employers cope, Beazley has developed an employment practices insurance that addresses emerging exposures as well as traditional ones, including:

• Limit of liability on an any one claim basis (up to £10m)
• Regulatory costs
• Cyber bullying
• Immigration assistance
• Data breach
• Sensitivity training
• Joint venture loss
• Third party claims
• Standard retention of £5,000

In 1925 Victor Lustig audaciously posed as a French government official and persuaded metal dealer, Andre Poisson, to "purchase" the Eiffel Tower as scrap. Monsieur Poisson was so mortified when he discovered the deception that he kept quiet allowing Lustig to escape by train to Vienna with the cash.

Nearly a century later con artists continue to ply their trade but they have embraced new means such as the increasing wave of social engineering attacks. These scams are just one example of the crimes that businesses must be on the guard against that originate from both within and outside the organisation. Even the most prepared can be vulnerable. In response we have created comprehensive crime insurance providing cover for both employee and third party crime along with growing threats such as social engineering. Cover also includes:

• Limit of liability on an any one claim basis (up to £10m)
• Forgery and counterfeiting
• Fund transfer fraud
• Physical loss of, or damage to, property
• Extortion
• Computer malware
• Corporate identity fraud
• Contractual penalties
• Flexible retention levels.