Close

Search Results

Sorry we couldn't find any results for you.

    Loading search results

    Skip to Content

    Accident & health

    Critical illness

    Jeff Morgan

    Jeff Morgan

    Business Development Manager (AIP)

    Critical illness insurance helps people guard against the financial hardship of a serious health problem. The insurance provides lump sum payments, upon diagnosis of one of several specified catastrophic illnesses. These payments may be used to cover the costs of care or treatment, to replace lost income, or to address personal needs, such as transportation, childcare and other household expenses. Our Critical Illness is a gap protection product, providing a lump sum benefit to ease the financial burden that may result from a serious disease. It is not tied to any underlying medical expense, and pays independent of other coverage.

    Key features include:

    • Covered Conditions: The following conditions are covered at 100 percent: cancer, heart attack, stroke, as well as coma, loss of sight, organ transplant, paralysis, renal failure, and severe burns. Coronary artery bypass is covered at 25%.
    • Dependent coverage: Spouse coverage is included at 50% and child coverage at 25%. 
    • Other benefit options: There are benefit options for an additional occurrence (of a different disease) and recurrence (of the same disease), as well as a health screening benefit. The benefit reduces to 50% at age 70. Portability is available for up to two years.
    • Eligibility: Coverage is available to groups with a minimum of 10 lives. The insured individual must work at least 20-30 hours per week.

    The product may be offered employer-funded, or employee-paid (voluntary), or a combination of the two. Coverage is offered on a guarantee issue basis, or on an accept/reject basis, based on four medical questions).

    For additional information please review our Critical Illness summary.

    State Approval Status

    Click here to view our state approval status by product


    Benefits and range of options may vary by state. Premium will vary based on plan chosen.This policy is renewable at the option of the company. This is a limited policy.The Critical Illness product is filed as a Non-Participating Specified Disease policy in North Carolina. The Portability benefit is filed as Continuation of Coverage in Oregon. Beazley includes the issuing company of Beazley Insurance Company, Inc., 30 Batterson Park Rd, Farmington, CT 06032. Beazley is rated A by A.M. Best. For more information, visit http://www.beazley.com/accident&health. Administrative services are provided by HealthPlan Services (HPS).

    Critical illness team

    Underwriters

    Anne Dowdle

    Head of Operations - US Accident & Health

    Anne Dowdle

    Minneapolis, MN, USA

    +1 952 656 7172

    Barry Johnson

    Business Development Manager (AIP)

    Barry Johnson

    Daniel McNeill

    Business Development

    Daniel McNeill

    Minneapolis, MN, USA

    +1 952 656 7182

    Jeff Morgan

    Business Development Manager (AIP)

    Jeff Morgan

    Atlanta, GA, USA

    +1 770 576 1546

    Tom Owen

    Underwriting - Accident & Health Insurance USA

    Tom Owen

    Minneapolis, MN, USA

    + 1 952 656 7176

    Jonathan Sheedy

    Business Development Executive

    Jonathan Sheedy

    Dallas, TX, USA

    +1 972 419 8011