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Process overview

Beazley's cyber business interruption (BI) and data recovery loss adjustment process is a bespoke one because every incident is different. For a typical timeline to help guide you through the various stages in the process, click learn more.

Policy wording

Learn more about the main insuring agreements covering losses relating to business interruption, cyber extortion loss or data recovery.

Claims examples

We often get asked how we calculate/assess BI losses. This section is intended to dig into the detail of some of our claims so as to demonstrate examples of how we will look to adjust claims in certain circumstances.

Common misconceptions

We regularly have the same issues and questions raised by our insureds. This section picks up on some of the most common misconceptions we are dealing with day to day.

The descriptions contained in this communication are for preliminary informational purposes only. The product is available on an admitted basis in some but not all US jurisdictions through Beazley Insurance Company, Inc., located at 30 Batterson Park Road Farmington, CT 06032, and is available on a surplus lines basis through licensed surplus lines brokers underwritten by Beazley syndicates at Lloyd’s. Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).

The descriptions contained in this communication are for preliminary informational purposes and does not constitute an insurance policy. The coverages described are underwritten by underwriters at Lloyd’s of London issued through Beazley Canada Limited and may be unavailable or vary depending on applicable jurisdictional requirements. The exact coverage afforded by the product(s) described in this brochure are subject to and governed by the terms and conditions of each policy as issued. The publication and dissemination of the information contained herein is not intended as a solicitation, negotiation, offer or advice relative to the purchase of insurance on any Canadian risk, and more particularly is not a solicitation, negotiation, offer or advice for the sale of insurance in Manitoba, Nunavut, the Yukon or Northwest Territories.