What we offer

Our coverage provides: 

  • Limits up to US$25,000,000 per location 
  • Limits up to US$1,500,000 per location in the United States 
  • Replacement fees 
  • Business interruption 
  • Replacement value 
  • Sewer back up 
  • Boilers and machinery 
  • Compliance with regulations 

Sub-limits for:     

  • Money and values
  • Brands and labels
  • Accounts receivable
  • Valuable documents
  • Newly acquired buildings and property
  • Goods in transit
  • Floating installation insurance
  • Glass breakage
  • Pollution clean-up
  • Professional fees
  • Additional fees
  • Works of art


Our umbrella excess coverage provides: 

  • US$25,000,000 limit in RCG or RCG / Umbrella / Excess Insurance combined 
  • Coverage anywhere in the world (no restrictions for international sales) 
  • Umbrella insurance only if frontline insurers qualify 
  • Event-based or claim-based coverage 
  • Competitive terms and commission 
  • Premiums sought between U$1,000 and US$100,000 
  • No overall limit 

How can we help

Our expert team works via brokers to deliver bespoke underwriting, easy policy issuance, and supportive claim service. 

Who we can help

  • Manufacturers with sales in the U.S. or globally (often with no percentage of sales restrictions) 
  • Manufacturers and distributors with or without sales in the U.S. or globally 
  • Retailers 
  • Commercial service industries 
  • The Commercial Real Estate Sector 
  • Contractors 
  • Businesses and non-profit organizations 
  • Restaurants with minimal alcohol sales 
  • Complex risks 

Where Is This Offered?

Canada and the United States

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The Beazley Difference


Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  


Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Your Beazley Team


Assia Rhazi

Assia Rhazi

Assia Rhazi

Underwriter - Specialty Risks

Montreal, Canada

+1 514-350-3403 Email Assia Rhazi View profile

Valerie Chartrand

Valerie Chartrand

Valerie Chartrand

Underwriter and Head of Office

Montreal, Canada

+1 514-350-3408 Email Valerie Chartrand View profile

Ryan Cleary

Ryan Cleary
Claims Managers

Ryan Cleary

Claims Team Leader - Global Small Business

New York, NY, USA

+1 212-801-7181 Email Ryan Cleary View profile