Corporate overview

Our participation in the Lloyd’s market gives us access to brokered business from around the world and our corporate structure also enables us to underwrite admitted business in the United States.

Through our Lloyd’s syndicates, we are licenced to trade surplus lines insurance and reinsurance in the US and 68 territories worldwide. Beazley Insurance Company, Inc. enables us to underwrite risks on an admitted basis in all 50 US states. All of our insurance business entities are rated ‘A’ by A.M. Best.

Our Specialty Lines division has built a strong local presence in the US, with more than fifty claims managers and underwriters writing a range of professional liability and management liability products. These US-based underwriters focus on mid-market and small risks, and are able to bind either on Beazley Insurance Company, Inc. (admitted) paper, or on Lloyd’s of London (surplus lines) paper on behalf of Syndicates 623 and 2623. Target classes include architects & engineers and technology companies for E&O coverage, and both public and private companies for D&O and employment practices liability (EPL) coverages.

In the US, our Commercial Property team also writes on an admitted basis through Beazley Insurance Company, Inc. This operation targets mid-sized clients written on a traditional (100%) basis that desire a risk management level of attention. We are especially aggressive in retail, real estate, hospitality, and nursing homes, offering coverage of up to $100 million per location. Key areas of differentiation include a London style of underwriting authority, broad coverage in an admitted form with a manuscript look and feel, coupled with contract certainty and transparent underwriting.