Beazley ENVIRO

 

Our broad and flexible coverage addresses the changing delivery methods and increased use of technology within the environmental services industry.

 

Our experienced underwriters can deliver a liability program that effectively addresses professional and environmental risk along with a strong commitment to risk management and responsive claims service.

 

Coverage

 

  • Professional liability arising out of any act, error or omission in rendering or failure to render professional services
  • Contractors’ pollution legal liability (CPL) coverage  for pollution conditions arising out of the performance of, or failure to perform, contracting services; available on either a claims made or occurrence coverage trigger subject to underwriting eligibility
  • Contractual liability pollution condition protection for liability assumed under a contract or agreement that is an insured contract, including action-over protection
  • Property damage includes natural resource damage
  • Technology risk coverage for electronic transfer of data, copyright infringement and web-hosting functions
  • ADA/FHA/OSHA regulatory actions reimbursement extension - $35,000 per policy period
  • Defendants’ reimbursement extension – up to $500 per day, subject to a maximum of $10,000 per claim
  • Reputation management reimbursement – up to 50% of $30,000 to assist clients in managing their reputational risk after a loss
  • Automatic additional insured protection under CPL coverage for clients when required by a written contract or agreement
  • Blanket waiver of subrogation provision for clients of the insured as required by contract
  • Pre-claims assistance
  • Proactive claims management by experienced professionals
  • Risk management:  live quarterly webinars, quarterly newsletters, dedicated online content

 

Environmental liability coverage enhancements

 

  • Pollution condition resulting from transported cargo – goods, products or waste transported by a carrier properly licensed to transport such goods, products or waste;
  • Named Insured location pollution condition – on, at, under or migrating from a scheduled Named Insured location for pollution conditions that is sudden and accidental and first commences during the policy period and finally ends within seven (7) consecutive days from its first commencement; and
  • Pollution condition at a non-owned disposal site – for waste or material generated by the performance of contracting services or originating from a scheduled named insured location on, at, under or migrating from a non-owned disposal site

 

Size/Definition

US domiciled firms providing environmental and engineering services/operations to a diverse client base. Primary focus is on privately held firms with gross revenues up to $100M

 

Target market

Engineering, consulting, project management and contracting/remediation firms generating more than 60% of gross revenues in providing environmental services

 

Key territories

Worldwide

 

Limits

Up to US $20,000,000

 

 

 

Not all coverages or products described on this website are available in all US jurisdictions. Some products are available on an admitted basis in some but not all US jurisdictions from Beazley’s US insurance company subsidiary, while other products and coverages may be available in the US only on a surplus lines basis through licensed surplus lines brokers doing business with Beazley’s Lloyd’s of London syndicates.

 

The descriptions contained in these pages are for preliminary informational purposes only. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The exact coverage afforded by the products described on this website is subject to and governed by the terms and conditions of each policy issued.  The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.