Contractor’s Pollution Liability

Specialist insurance protection in respect of emerging markets, political violence, credit and wider political risks to a range of clients.

What we offer

Professional liability arising out of any act, error or omission in rendering or failure to render professional services
Contractors' pollution legal liability (CPL) coverage  for pollution conditions arising out of the performance of or failure to perform contracting services; available on either a claims made or occurrence coverage trigger subject to underwriting eligibility
Contractual liability pollution condition protection for liability assumed under a contract or agreement that is an insured contract, including action-over protection
Property damage includes natural resource damage
ADA/FHA/OSHA regulatory or administrative actions reimbursement extension - $30,000 per policy period

Defendants' reimbursement extension - up to $500 per day, subject to a maximum of $10,000 per claim
Disciplinary proceedings reimbursement extension -$10,000 per policy period
Reputation management reimbursement - up to 50% of the first $30,000 in expenses per policy period
Automatic additional insured protection under CPL coverage for clients when required by a written agreement
Blanket waiver of subrogation provision for clients of the insured as required by contract
Broad definition of insured - includes insured's participation in joint ventures
Automatic 60-day coverage for acquired entities
Innocent insured provision

Up to US $25,000,000

How can we help

Our experienced underwriters can deliver a liability program that effectively addresses professional and environmental risk along with a strong commitment to risk management and responsive claims service. We offer environmental liability coverage enhancements, technology/privacy liability coverage enhancements and value-added services such as live, quarterly webinars and dedicated online content.

The Beazley Difference

Integrated risk protection package that combines several coverages in just one policy
Affirmative coverage for claims made against an insured which results in bodily injury
Deep product knowledge since we pioneered Virtual Care in 2009
Knowledgeable Underwriters, Wordings Lawyers, and Claims Managers with expertise in all key areas of coverage
Dedicated Beazley Breach Response Services, including breach response management, information security insurance solutions, and risk management services

Examples or Scenarios

Our insured provided water management services for a client's operation when a produced water line was punctured causing a release. Beazley and its environmental consultant assisted in retention of vendors for remediation and testing and further assisted with communications with client, land owner and regulator to ensure quick and efficient cleanup and resolution.