US Hospital Professional Liability

What we offer

Beazley policies provide broad coverage that includes:

Full spectrum of hospital risks insured, from small community through to major tertiary urban teaching institutions
Coverage for hospital professional, general and umbrella liability (including executive lines)
Employed physicians and residents
Non-employed physicians in certain instances
Clinical trials
Managed care liability
Broad medical incident language (i.e. multi-claimant events)
Aggregate retentions (subject to the application of a maintenance deductible).

How can we help

We will pay these losses:

Subject to the terms and conditions of the actual policy, we will pay claims for:

Damages awarded against the assured
Defense costs and expenses

Limits available

Up to US $20,000,000

Who we can help

Larger entities managing their own claims and seeking excess protection

Where Is This Offered?

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.