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US Hospital Professional Liability

We seek quality focused organizations that are skilled at managing their own risk and that wish to partner with an insurer who trusts them to do this, and who will cooperate rather than interfere.  

What we offer

Beazley policies provide broad coverage that includes: 

  • Full spectrum of hospital risks insured, from small community through to major tertiary urban teaching institutions
  • Coverage for hospital professional, general and umbrella liability (including executive lines)
  • Employed physicians and residents
  • Non-employed physicians in certain instances
  • Clinical trials
  • Managed care liability
  • Broad medical incident language (i.e. multi-claimant events)
  • Aggregate retentions (subject to the application of a maintenance deductible).

How can we help

We will pay these losses:

Subject to the terms and conditions of the actual policy, we will pay claims for:

  • Damages awarded against the assured
  • Defense costs and expenses

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.