US Life Sciences

Products designed for the risks that organizations operating in the life sciences arena face.

What we offer

Insurance protection designed by experts for the risks that Life Science organizations face, as they can come in many forms ranging from unsafe products and causing pollution to negligence in clinical trials. The liability on those responsible when things go wrong can be significant and the challenges are growing with an increasingly litigious world, new regulation and greater dependency on technologies.

How can we help

Life sciences risks present myriad exposures in need of expertly crafted coverage. Beazley offers a flexible, innovative and client-focused approach to underwriting this class of risk. In addition our dedicated healthcare claims team offers responsive claims handling to meet the needs of Insureds. We should mention how we have dedicated Wordings Specialist in order to tailor make coverage to that specific insured.

The Beazley Difference

Integrated risk protection package that combines several coverages in just one policy
Affirmative coverage for claims made against an insured which results in bodily injury
Deep product knowledge since we pioneered Virtual Care in 2009
Knowledgeable Underwriters, Wordings Lawyers, and Claims Managers with expertise in all key areas of coverage
Dedicated Beazley Breach Response Services, including breach response management, information security insurance solutions, and risk management services

Examples or Scenarios

Product liability claim for failing to include the adequate warnings, causing fire and burns.
Insured medical device representative is alleged to have provided insufficient information to a patient regarding known potential complications.
Insured is sued based on allegations that their product was not properly tested for genetic conditions resulting in genetic illness.