Private Clients - Home and Collections

Comprehensive ‘All Risks’ coverage for High Value Homes and Private Collections:

In partnership with approved Coverholders operating on a delegated authority basis, we provide comprehensive all risks of physical loss or physical damage coverage for homes, personal possessions, fine art and other collectibles such as jewellery and watches. Cover can be purchased either as a package or on a standalone basis.

We provide suite of policy wordings available in English, French, Italian and German and offer up to CHF/ EUR / GB£10 million for any one risk location depending on Coverholder experience, territory and risk appetite.

Cover is administered under Binding Authority Agreements and written via our Lloyd’s syndicate (either Lloyd’s of London or Lloyd’s Insurance Company in Brussels), so that our insureds benefit from the Lloyd’s Chain of Security, and consistently high ratings from A.M Best, Fitch and Standard and Poor’s.

High speed and responsive underwriting is key to our Coverholder service. We do not wait for end of year reviews to assess the performance of the binder contract; instead we work in partnership with our Coverholder partners through regular high level meetings throughout the year and active contact with our key underwriters.

With our specialist experience and expertise we know that each risk will have a set of unique characteristics so we aim to be flexible in our approach to finding coverage and rate solutions.

Efficient claims handling, be it for large or small notifications, is managed in a timely and sensitive manner to deliver a positive result if the worst should happen. If required, we can utilise a dedicated private collections’ third party adjuster to give peace of mind to our clients.