US Specialty Programs

What we offer

Programme business from Beazley:

We look to support specialist MGAs who are experts in their field. Products include professional and general liability, Products Liability, Manufacturers E&O, management liability, employment practices liability and privacy & network security. Our focus is on industry specific solutions

Max Limit - US $5,000,000 per claim

How can we help

Program development made easier

Consideration given to policy forms suggested by the coverholder and ability to tailor specific products in house
Minimum premium volume requirement - US $350k
Stable and established market
Experienced underwriters able to create innovative solutions
Integrated claims and wordings solutions

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

The Insured provided plaintiff with horse riding lessons during which a safety vest worn by the plaintiff failed to deploy properly and created a loud noise which spooked the horse. The plaintiff was thrown from the horse and suffered fractured vertebrae that rendered them paraplegic. The plaintiff made a demand for the $1M policy limit. The Insured had no information that the horse had any dangerous propensities prior to the incident and was considered suitable for a beginner rider. The plaintiff acknowledged they rode horses and had had prior accidents and injuries. Defense counsel viewed the case as defensible given jurisdictional law which established the plaintiff’s accident as falling within the inherent risks of horseback riding. Matter settled for $50,000.