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US Specialty Programs

US Specialty Programs

Bespoke delegated program solutions for claims made professional and general liability risk.

What we offer

We believe that when it comes to the delegated programs business, one size doesn’t fit all. That’s why we provide the broadest range of options to design the most tailored program to suit your customer’s needs.

We design our programs through a variety of channels, including MGAs, programs administrators and specialized brokers
We offer a flexible and wide range of structures
Our main product lines include Professional and General Liability, Products Liability, Manufacturers E&O, Cyber and Allied Medical
Coverages can be written on surplus lines paper through our main syndicates or on admitted paper through our domestic carries

Minimum premium volume requirement: US $500K net

What makes us different

Our experienced underwriters are empowered to design bespoke forms and coverages that can serve even the most niche or difficult customer markets
We are a stable and established market with the majority of our relationships stretching back over 20 years
Our tailored distribution solutions are expertly engineered to minimize cost and friction for our insureds
We provide integrated claims and wordings solutions

Who we can help

Small to mid-sized, niche markets generally underserved or rejected entirely from the US domestic market
Hub networks such as associations, franchise or other membership groups

WHERE IS THIS OFFERED?

US-Domiciled Commerical Customers

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

The insured provided plaintiff with horse riding lessons during which a safety vest worn by the plaintiff failed to deploy properly and created a loud noise which spooked the horse. The plaintiff was thrown from the horse and suffered fractured vertebrae that rendered them paraplegic. The plaintiff made a demand for the $1M policy limit. The insured had no information that the horse had any dangerous propensities prior to the incident and was considered suitable for a beginner rider. The plaintiff acknowledged they rode horses and had had prior accidents and injuries. Defense counsel viewed the case as defensible given jurisdictional law which established the plaintiff’s accident as falling within the inherent risks of horseback riding. Matter settled for $50,000.

For General Inquiries: uspelondon@beazley.com