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Miscellaneous Medical Liability

Protection against medical professional liability exposures arising from a wide range of healthcare organizations, including hard-to-place risks.

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What we offer

Our modular policy form gives flexibility in tailoring coverage to build a policy that meets the clients’ needs.  

Key Coverages:

How can we help

We have been underwriting our Miscellaneous Medical Liability product for more than 15 years, and our stability in the market is a reassurance that our team understands the nuances associated with this unique class of business. 

Who we can help

Insurable risks include (but are not limited to):   

  • Tissue and organ procurement   
  • Banking 
  • Clinical and reference labs,   
  • including forensic testing  
  • Healthcare staffing, home health,   
  • and hospice 
  • Diagnostic imaging services 
  • Allied healthcare schools 
  • Medi-spas  
  • Rehabilitation: alcohol and detox 
  • Ambulance: ground and air  
  • Urgent care, community and retail clinics 
  • Physical, occupational and speech therapy 
  • Retail and compounding pharmacies 
  • Foster, adoption and social services
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WHERE IS THIS OFFERED?

Canada

The Beazley Difference

  • Expert underwriters with technical backgrounds and hands-on experience in the field
  • Deep understanding of environmental exposures
  • A global underwriting team that works collaboratively with brokers and insureds
  • A focus on complex and hard to place risks
  • Consistent appetite which is broader than most other insurers 
  • Bespoke policy wordings for the client’s industry and environmental needs
  • Dedicated claims managers to work with clients throughout the entire claims process

Examples or Scenarios

An insured received a claim involving allegations of sexual assault during services it provided to a customer. The claimant alleged negligent hiring and retention against the insured.  The matter was resolved pre-lawsuit for a fraction of demand and avoided defense costs and litigation.

Your Beazley Team

Florentina Cornea

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Florentina Cornea

Underwriter - Int Miscellaneous Medical & Life Sciences

Toronto, Canada

+1 (416) 777 6204

Email Florentina

Dana Choudry

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Dana Choudry

Underwriter - Miscellaneous Medical & Life Sciences

Toronto, Canada

+1 (416) 777 6217

Email Dana