Virtual Care is a fully modular policy that offers coverage modules for Medical Malpractice (PL), General Liability ( Occurence&Claims Made), Products Completed Operations, Miscellaneous Errors and Omissions, Technology E&O/ Technology Products, Media Liability, Beazley Breach Response (BBR), Cyber Liability, Clinical Trials Liability
This holistic and flexible product also includes Data & Network Security, which includes privacy liability and First Party Coverages. Virtual Care is unique in that bodily injury is built into each separate module, and coverage is a la carte; you can add or remove modules as needed so you can tailor coverage for your digital health clients.
We offer a range of optional product extensions including:
We also provide insight into key opportunities and adversities of global digital health and wellness organizations.
We see how the interconnected nature of digital health exposes businesses to a range of unique, interconnected risks not just around diagnosis, treatment and care, but also linked to technology, data privacy and compliance.
We pioneered Virtual Care insurance, first offering it in 2009. Since then, we’ve continued to evolve our
offering with the changing market needs and landscape, to what it is today; a holistic solution that is easy to work with – just one policy – designed to provide integrated, tailored coverage for growing digital health businesses - and just one policy to renew.
We have dedicated claims experts for each of the key areas of liability within Virtual Care including healthcare, technology and cyber to make handling a claim as smooth as possible. Whether you need to submit a claim or get in touch with an underwriter directly, we’re here to deliver the high level of service that our clients rely on and digital health businesses require.
Whether you're a healthcare professional who understands medical malpractice, but not cyber risk or a technology company that understands product liability, but not bodily injury -- Virtual Care coverage offers a modular approach to getting you the protection you need for this web of complex and interconnected risks.
Worldwide cover excluding USA and Canada but if such cover is required please discuss this with your underwriting contact.
Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.
Incorrect or inadequate data capture and storage resulting in misdiagnosis, cyber attack or data privacy compromise