In January 2026, we partnered with research firm Opinion Matters to survey over 3,500 business leaders and insurance buyers from internationally operating companies based in the UK, US, Canada, Singapore, France, Germany, and Spain.
Participants shared their views on insurers and insurance, as well as their perceptions of risk and resilience across four key categories:
• Cyber & Technology Risks - Disruption threats, technological lag, cyber security threats, and intellectual property risks.
• Geopolitical & Economic Risks - Strikes, civil unrest, regulatory changes, economic uncertainty, inflation, war, and terrorism.
• Business Risks - Supply chain instability, business interruption, boardroom risk, crime, reputation, employer liability, and ESG compliance.
• Environmental Risks - Climate change, catastrophic events, environmental damage, emissions, pandemics, and energy transition.
Respondents represented a range of company sizes,from US$/CA$/SG$/GB£/EUR€ 250,000 to over 1 billion in annual revenue, across all surveyed markets.
Each country included a minimum of 50 respondents per industry sector, covering:
The main survey was conducted between 05.01.26 and 13.01.26
This annual Risk & Resilience Survey began in 2021 with 1,000 respondents from the UK and US. It expanded to 2,000 in 2022–2023 with the addition of Canada and Singapore, and then to 3,500 in 2024 with the inclusion of France, Germany, and Spain.
Contributors
Ian Birdsey, Partner, Clyde & Co.
Melissa Carmichael – Head of Cyber Risks, USA, Beazley
Wiliam Clarke - Claims Team Leader, Executive Risk, Beazley
Nathalie David - Partner, Clyde & Co.
Francisco Donoso – Chief Product and Technology Officer, Beazley Security.
Ben Hobby – Partner, Baker Tilly, London
Rory Innes – CEO and Founder, The Cyber Helpline
Alessandro Lezzi – Group Head of Cyber Risk, Beazley Security
Craig Linton – Head of US Underwriting Management, Cyber, Beazley
Alton Kizziah – CEO, Beazley Security
Mark Singer – Claims Focus Group Leader, Cyber, Beazley
Lindsay Shipper – Head of North American Commercial Property, Beazley
Raf Sanchez – Chief International Officer and Global Head of Cyber Services, Beazley Security