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Music Liability

Music liability insurance is only underwritten by a small number of markets, very few of whom can match Beazley’s experience and expertise. Unlike most others, we have a broad appetite for US music risks, including rap artists. 

What we offer

From songwriters to record labels, Beazley understands the risks associated with doing business in this industry.

Coverage highlights: 

Why choose Beazley?

  • Specialist underwriting team with extensive experience with hard-to-place risks
  • Straightforward policy wordings with clear and concise language
  • Highly experienced, in-house claims expertise
  • Flexibility in choice of counsel 

Who we can help

Beazley's Music Liability product offers seamless cover for a variety of risk categories, including: 

  • Songwriters and composers  
  • Artists, musicians, singers and bands  
  • Record labels  
  • Music publishers
  • Music streaming platforms (limited appetite)
  • Music libraries and music licensing platforms
  • Any organisation licensing music for their own use, including retailers and sports teams


From London we can offer cover in any territory subject to local regulations and Lloyd’s licenses. 

We also have a specialist cover holder in Nashville, Tennessee. 

The Beazley Difference


Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in thea world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.


Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Claims Examples

Songwriting - Copyright infringement claim

A music copyright infringement claim involving two insured songwriters under two different policies and a non-insured, we agreed to use the non-insured’s counsel - who billed at a much higher rate - but we split the fees amongst the defendants. By working with the non-insured defendant and her choice of counsel, we were able to achieve a great settlement without spending a lot on defence costs.

Your Beazley Team

Angela Weaver

Angela Weaver

Focus Group Leader - Media & Entertainment

London, UK

020 7667 0525

Email Angela

Claire Templeton

Claire Templeton

Underwriter - Media & Entertainment

London, UK

020 7667 0520

Email Claire

Ana Bursack

Ana Bursack

Underwriter - Media & Entertainment

London, UK

+44 (0)20 7674 7795

Email Ana

Mélina Jamain

Mélina Jamain

Underwriter - Media & Entertainment

Paris, France

0121 393 3054

Email Mélina

Veronique Neron

Veronique Neron

Underwriter - Entertainment

Montreal, Canada

(514) 350-0172

Email Veronique

Tools & Resources