DevelopPro - OPPI

Comprehensive professional liability and contractors pollution liability insurance for owners and developers of construction projects.

What we offer

Protection for owners and developers in the event that a liability caused by either a negligence on the part of the design team or from a pollution event caused by a contractor is not covered by, or is greater in value than the limit of the insurance carried by the designer or contractor.
Third party contractors pollution liability cover for pollution conditions caused by the developer’s contractors.
Third party professional liability arising out of any negligent act, error or omission by the developer’s own design team.
Supplementary payments coverage with US $25,000 aggregate limit for:
Defendants reimbursement
Disciplinary/regulatory/administrative actions reimbursement
Reputation management reimbursement
Bankruptcy of a design professional or contractor
Subpoena expenses.

How can we help

The construction industry is like no other. Its insurance needs are distinct and unusual. That is why Beazley has an integrated team of underwriters and claims specialists who understand the professional liability needs of developers and owners of construction projects. We have utilised three decades of experience in insuring architects and engineers undertaking some of the world’s very largest and most complex construction projects to tailor ‘DevelopPro’ to meet the needs of a project owner.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

HVAC Contractor

The insured was employed to design and install a ventilation system in an industrial soup kitchen. The insured hired a sub-contractor to design the system. As part of the cooking process, industrial sized kettles are used. It was alleged that the steam being created by the kettles was not being vented correctly, causing...