What we offer

Endorsement to a carrier’s product or as a standalone policy packaged with a carrier’s existing products:​ 

  • Cyber liability & breach response  
  • Employment practices liability  
  • Workplace violence  
  • Environmental  
  • Healthcare regulatory 
  • Sexual abuse & molestation  
  • Directors & officers  
  • Contractors pollution and professional ​ 
  • Premises pollution for fixed sites​ 
  • Regulatory liability insurance for healthcare providers​ 

Coverage highlights: 

  • Limits offered – $50,000, $100,000, $250,000, $500,000, or $1 million ​ 
  • Marketing method – “opt out” or “embedded” in all policies​ 
  • Lower limits with no application required ​ 
  • 100% quota share option, claims servicing agreement, ceded commission ​ 
  • Admitted or non-admitted ​ 
  • Easy rating method​ 
  • Risk management materials 

How can we help

Beazley Product Solutions is a market leader in delivering innovative solutions for our insurance company partners. Our customized package includes policy forms, rate plans, underwriting guidelines, filing and marketing support as well as award winning services and claims handling. Alongside the product offering itself, we actively share product knowledge, market intelligence, output from our forecasting unit, help in product development, policy form reviews and claims support.   

 We work with both insurance and reinsurance brokers to provide their carrier clients with the ideal embedded solution that complements and rounds out their insurance product offerings. This approach is an easy/cost effective process to develop new products with the support of the specialist reinsurer which will make available all the needed resources from the beginning to end of the development and implementation process and permanent support throughout the span of the relationship. 

Beazley Product Solutions helps fend off competitive threats. Setting up the infrastructure to handle new coverages can be expensive and the rewards uncertain. But by collaborating with us to offer customers tried and tested specialist products, our insurance company clients can mitigate the risks of entering new lines of business. 

Our formula is simple. We have become a market leader in delivering innovative solutions for our insurance company partners by: 

  • Designing customized solutions to meet insurers' needs and the needs of their policyholders. Beyond our existing products, we can create coverage to meet our insurance company partners’ needs. Supporting these products with award winning claim handling and risk management support.  
  • Backing our solutions by treaty reinsurance.  
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The Beazley Difference


Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  


Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

Cyber example 

Malware on a policyholder’s PoS system was believed to have compromised 150,000-200,000 payment cards.  Breach Services connected the insured to panel counsel and a forensic firm.  After the forensic investigation, the insured notified and provided credit monitoring to 100,000 affected individuals within 48 hours from the notification. The insured also used crisis management services to assist with the breach.   

Environmental example 

The policyholder spills several large drums of diesel fuel on a jobsite. The policyholder called Beazley environmental emergency hotline and was connected to emergency clean up services. The site was cleaned and reopened the next day. The cost of clean up ($35,700) was covered under the environmental contractor policy.  

Your Beazley Team


Paul Henderson

Paul Henderson

Paul Henderson

Focus Group Leader - Beazley Product Solutions

London, UK

+44 20 7674 7254 Email Paul Henderson View profile

Cesar Silvestre

Cesar Silvestre

Cesar Silvestre

Underwriter - Specialty Treaty (Beazley Product Solutions)

London, UK

+44 20 7667 0569 Email Cesar Silvestre View profile

Jessica San Torcuato Gutierrez

Jessica San Torcuato Gutierrez

Jessica San Torcuato Gutierrez

Underwriter - Embedded Reinsurance

Barcelona, Spain

+34 935 24 99 93 Email Jessica San Torcuato Gutierrez View profile

Heather Everest

Heather Everest
Claims Managers

Heather Everest

Claims Team Leader

London, UK

+44 20 7674 8035 Email Heather Everest View profile