Virtual Care

Holistic and flexible risk protection solution for digital health businesses.

Spotlight on Cyber Threats & Tech Advances 2026

What we offer

Virtual Care is a modular policy, providing core coverages of Healthcare Professional Liability, Tech Services/Tech Products Liability, and Cyber Liability. The policy provides affirmative coverage for valid claims made against an insured that result in bodily injury. A holistic and flexible risk protection package that provides integrated and custom-tailored cover for growing digital health businesses in just one policy.

Available Coverages: 

Why choose Beazley Virtual Care? 

Integrated risk protection package that combines coverage in one policy to endorse and renew.
Modular product that allows the insured to tailor their policy to meet their needs.
Deep product knowledge since we pioneered Virtual Care in 2009.
Knowledgeable Underwriters, Wordings Lawyers, and Claims Managers with expertise in all key coverage areas.
Dedicated Beazley Breach Response Services, including breach response management, information security insurance solutions and risk management services.

Who we can help

A wide range of healthcare organizations including:

Telehealth/telemedicine – medical providers (doctors, psychiatrists, psychologists, nurse practitioners, physician assistants, therapists, registered nurses; hospitals and other medical facilities; dentists and many other ancillary providers) that use technology to deliver virtual health consultations, including diagnosis, and treatment and care recommendations and pharmacy fulfilment.
mHealth providers – technology companies focusing on wearables, apps, and mobile technology to provide access to healthcare support and monitoring.
Med tech/devices – platforms, analytics, software as a service (SaaS), and software developers that make digital health possible.
Lifestyle & wellness – individuals and businesses supporting lifestyle and wellness choices in a variety of spheres, including exercise, diet, emotional, physical, and mental wellbeing.
Life Sciences – telemedicine and telehealth companies providing remote monitoring of clinical trials, products, or testing procedures.
Traditional healthcare entities – Professional Liability coverage for healthcare entities that provide in-person medical services with bodily injury exposures resulting from cyber incidents.

WHERE IS THIS OFFERED?

Organizations domiciled in the United States, United Kingdom, Canada, Australia, Singapore, Hong Kong, Italy, Colombia, Chile, and Spain.

The Beazley Difference

Expert underwriters with technical backgrounds and hands-on experience in the field
Deep understanding of environmental exposures
A global underwriting team that works collaboratively with brokers and insureds
A focus on complex and hard to place risks
Consistent appetite which is broader than most other insurers
Bespoke policy wordings for the client’s industry and environmental needs
Dedicated claims managers to work with clients throughout the entire claims process