Comprehensive professional liability for construction contractors and design build firms.
A professional liability and contractors' pollution combined form.
Third party liability coverage:
Arising from liabilities incurred as a result of professional activities undertaken by either a member of the insured's own design team or by a sub-contractor appointed by the insured.
For pollution conditions arising from the performance of contracting services performed by the insured or by a sub-contractor, extending to transportation pollution liability and non-owned disposal site pollution liability.
A microbial condition arising out of a completed operations hazard.
Arising from technology or advertising acts.
First party indemnity:
Rectification costs - for costs incurred prior to handover of a project in rectifying defects arising out of professional services by the insured or its subcontractor.
Emergency cleanup costs - as a result of a pollution condition arising from the performance of contracting services by the Insured or by its subcontractor.
Privacy breach response services - including forensic, legal, call center, notification, breach resolution and mitigation services.
Coverage differentiators
Supplementary payments:
Construction contractors and design build firms have distinct professional liability requirements. Beazley has over three decades of experience in insuring some of the world’s largest and most complex risks to tailor the design build form to meet the unique needs of construction contractors and design build firms.
Broad underwriting appetite including but not limited to artisan contractors, civil engineering, manufacturing, telecommunications, general construction, interior design and refurbishment, oil & gas, power generation and distribution, mechanical, electrical and HVAC contractors. We seek to avoid specialist subcontractors working in the fields of soils, piling and building envelope systems.
Canadian domiciled firms
The insured was contracted to design, build and install a piece of machinery for a food manufacturing company. The machine was completed and in the year that followed, the insured was sued on the grounds that the purchaser was unable to get the machine up and running to the standards required due to a design error. The complaint alleged breach of contract and warranty and sought a refund of the machine purchase price. The two parties went to mediation with the matter being resolved out of court and a settlement figure being agreed. The insured’s policy covered the settlement and defence costs.
Toronto, Canada
+1 (416) 777 6222
Email Nancy
Toronto, Canada
+1 (416) 777 6223
Email Olivia
Toronto, Canada
+1 (416) 777 6883
Email Fatima
Toronto, Canada
+1 (416) 777 6849
Email Wilma
Toronto, Canada
+1 (416) 777 6867
Email Kate
Toronto, Canada
+1 (416) 364 4774
Email Reid