Skip to main content

Event Cancellation for Small Businesses

We provide cover for a wide range of events, including small-scale events in local communities like county fairs, weddings, and birthday parties.

What we offer

Event cancellation cover to protect budgeted costs and expenses, or gross revenue should an event be cancelled, abandoned, disrupted, or rescheduled due to reasons beyond the insured’s control.

Standard offering highlights:

  • Adverse Weather
  • National Mourning
  • Denial of Access to Venue
  • Losses resulting from failure to vacate the venue at termination of tenancy
  • Reasonable cost paid to avoid or diminish a loss
  • Earthquake and Windstorm included
  • Complimentary Terrorism sub-limit
  • Cover available for US-domiciled insureds for worldwide events
  • New York Trade Zone capabilities

Reference the US Contingency Product & Appetite Overview for additional information.

How can we help

We offer multiple trading platforms, including the traditional open market platform and a digital broker end-to-end platform.

Our cover is available on myBeazley, our easy-to-use quote, bind, and service platform. Quotes for indoor and outdoor cover without referral with limits of $2m and $500k respectively are available. Please contact an Underwriter if you wish to use a custom form or your event is greater than $5m in revenues or expenses.

Who we can help

We underwrite any business, supplier, contractor with a financial exposure to an event, regardless of size, including but not limited to:

  • Advertisers and media companies
  • Attractions
  • Brand managers
  • Broadcasters/film/tv/producers
  • Charities
  • Conferences/Tradeshows/Exhibitions
  • Councils
  • Event suppliers/organizers
  • Fairs/festivals
  • Hotels
  • Private individuals
  • Promoters
  • Restaurants/bars
  • Schools/student unions
  • Sporting events
  • Venues

Why Beazley?

Our team has over 30 years of experience providing insurance cover for the events industry. The extensive experience of our underwriters and claims team allows us to provide a “one stop shop” for your insureds’ event insurance needs.

 

Examples or Scenarios

Our insured advised us of their concern about an adverse weather forecast for their three-day music festival.

We immediately appointed a loss adjuster who met with the insured on-site to work through alterations and suggestions to mitigate the impact of heavy rain during the event.

On the event's third day, the heavy rain turned into a lightning storm, and the officials subsequently closed the event for public safety.

With a plan and communication already in place, the insured was able to reduce their loss, and we quickly made a significant payment for artists' fees.  Our claims service assured the insured that their claim was covered, protected their relationship with artists, and provided time to assess the remainder of their expenses.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Your Beazley Team

Alexandra Sharps

Alexandra Sharps

Product Leader - US Contingency

Philadelphia, PA, USA

+1 (215) 446 8464

Email Alexandra

Shub Dhakal

Shub Dhakal

Underwriter - Contingency

West Hartford, CT, USA

+1 (860) 674 4626

Email Shub

Houtan Homaizad

Houtan Homaizad

Underwriter - Contingency

Los Angeles, CA, USA

+1 (213) 228 7741

Email Houtan

AJ Jones

AJ Jones

Distribution Manager

Los Angeles, CA, USA

+1 (213) 228 7729

Email AJ

Nick Keyser

Nick Keyser

Distribution Manager

Chicago, IL, USA

+1 (312) 476 6272

Email Nick

Amy Powers

Amy Powers

Distribution Manager

Houston, TX

+1 (972) 419 8065

Email Amy

Mikaela Towler

Mikaela Towler

Distribution Manager

Atlanta, GA, USA

+1 (770) 390 1588

Email Mikaela

Sarah Dickinson

Sarah Dickinson

Distribution Manager

West Hartford, CT, USA

+1 (860) 674 4670

Email Sarah

Jim Miller

Jim Miller

Distribution Manager

Philadelphia, PA, USA

+1 (215) 446 8463

Email Jim

Nicholas Hanes

Nicholas Hanes

Product Leader - US Film & Entertainment

New Hampshire

+1 (617) 239 2616

Email Nicholas

Tools & Resources