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Event Cancellation for Small Businesses

Event Cancellation for Small Businesses

We provide cover for a wide range of events, including small-scale events in local communities like county fairs, weddings, and birthday parties.

What we offer

Event cancellation cover to protect budgeted costs and expenses, or gross revenue should an event be cancelled, abandoned, disrupted, or rescheduled due to reasons beyond the insured’s control.

Standard offering highlights:

Adverse Weather
National Mourning
Denial of Access to Venue
Losses resulting from failure to vacate the venue at termination of tenancy
Reasonable cost paid to avoid or diminish a loss
Earthquake and Windstorm included
Complimentary Terrorism sub-limit
Cover available for US-domiciled insureds for worldwide events
New York Trade Zone capabilities

Reference the US Contingency Product & Appetite Overview for additional information.

How can we help

We offer multiple trading platforms, including the traditional open market platform, a digital broker end-to-end platform and an API (application program interface) connection.

Our cover is available on myBeazley, our easy-to-use quote, bind, and service platform. Quotes for indoor and outdoor cover without referral with limits of $2m and $500k respectively are available. Please contact an Underwriter if you wish to use a custom form or your event is greater than $5m in revenues or expenses.

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Please note that registration is required for Event Cancellation even if you have a myBeazley login for other products.

Who we can help

We underwrite any business, supplier, contractor with a financial exposure to an event, regardless of size, including but not limited to:

County fairs/seasonal festivals
Weddings
Party organizers
Community concerts
Art exhibitions
Restaurants/bars
Councils/schools
Local sporting events

Examples or Scenarios

Our insured advised us of their concern about an adverse weather forecast for their three-day music festival.

We immediately appointed a loss adjuster who met with the insured on-site to work through alterations and suggestions to mitigate the impact of heavy rain during the event.

On the event's third day, the heavy rain turned into a lightning storm, and the officials subsequently closed the event for public safety.

With a plan and communication already in place, the insured was able to reduce their loss, and we quickly made a significant payment for artists' fees. Our claims service assured the insured that their claim was covered, protected their relationship with artists, and provided time to assess the remainder of their expenses.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.