What we offer

Beazley Breach Response (BBR) is a privacy breach response management and information security insurance solution.  The policy form is streamlined and comprehensive to cover organizations seamlessly in the event of a cyber incident. 

Coverage includes: 

Breach response  

  • Legal services  
  • Computer forensic services 
  • Notification services   
  • Call center services
  • Credit monitoring, identity monitoring or other personal fraud or loss prevention solutions  
  • Public relations and crisis management expenses  
  • All of the policy’s multiple limits will be available for breach response.  

First-party  

  • Business interruption loss from security breach or system failure  
  • Dependent business interruption loss from security breach or system failure  
  • Cyber extortion loss  
  • Data recovery loss  
  • Data and network liability.  

Third-party  

  • Third-party information security and privacy coverage  
  • Full media liability  
  • Regulatory defense and penalties  
  • Payment card liability and costs.  

eCrime   

  • Fraudulent instruction  
  • Funds transfer  
  • Telephone fraud.  
  • Criminal reward 
  • Limits up to $15m/€15m/£10m. 
  • e-trading available for accounts with revenues < $100m.  

How can we help

We recognize that preparing for and preventing cyber incidents have become inseparable from insuring a cyber loss and are here to help by providing the support services and proactive guidance clients rely on to meet and improve their controls and cyber security requirements.  

Beazley offers a full suite of pre-breach breach and risk management services through our in-house Cyber Services team and Lodestone Security LLC, a wholly owned subsidiary of Beazley plc that was created to provide cybersecurity consulting services tailored to enhance our clients’ cyber defenses. 

Beazley’s Cyber Service team provides a full range of resources to help mitigate risks before an incident occurs. On our Beazley owned and managed risk management portal, beazleybreachsolutions.com, cyber policyholders will find resources for incident response planning, employee training, compliance, and security best practices. Our Cyber Services team also coordinates a variety of pre-breach services such as onboarding calls, incident response plan reviews and workshops so our policyholders can improve the robustness of their cybersecurity. 

Find out about our full range of cyber services and how to access your services providers.

Who we can help

  • Consumer services 
  • Educational products & services 
  • Construction, contractors and related services 
  • Financial services 
  • Banking services 
  • Asset management 
  • Hospitals 
  • Health services 
  • Entertainment services 
  • Hospitality; eating & drinking places 
  • Retail 
     
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Where Is This Offered?

United States, Canada, Europe, Mexico, Brazil and Australia 

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The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

A school district was hit with ransomware and two of its servers were completely encrypted.  Critical documents were rendered inaccessible.  BBR Services coordinated an engagement with forensics and legal counsel.  Forensics was able to quickly identify the type of ransomware and determine its known capabilities.  They were also able to find the decryption key for this particular strain of malware and use it to successfully restore all of the district's files. 

A manufacturer employee's active directory account was compromised. The hacker used the employee's mailbox to send emails requesting a money transfer to some outside account. BBR Services arranged for the manufacturer to work with panel counsel and forensic firm. The forensic firm determined that no personally identifiable information had been compromised and the law firm determined the manufacturer had no obligation to notify. 

Disclaimers

The descriptions contained in this communication are for preliminary informational purposes and does not constitute an insurance policy. The coverages described are underwritten by underwriters at Lloyd’s of London issued through Beazley Canada Limited and may be unavailable or vary depending on applicable jurisdictional requirements. The exact coverage afforded by the product(s) described in this communication are subject to and governed by the terms and conditions of each policy as issued. The publication and dissemination of the information contained herein is not intended as a solicitation, negotiation, offer or advice relative to the purchase of insurance on any Canadian risk, and more particularly is not a solicitation, negotiation, offer or advice for the sale of insurance in Manitoba, Nunavut, the Yukon or Northwest Territories.

Your Beazley Team

 
 

Kapil Bhagirath

Kapil Bhagirath
Underwriters

Kapil Bhagirath

Underwriter

Toronto, Canada

+1 416-777-6229 Email Kapil Bhagirath View profile

Patricia Fu

Patricia Fu
Underwriters

Patricia Fu

Underwriter - Private Enterprise

Vancouver, Canada

+1 236-688-5075 Email Patricia Fu View profile

Cheryl Hobbs

Cheryl Hobbs
Underwriters

Cheryl Hobbs

Territory Manager

Toronto, Canada

+1 416-777-6219 Email Cheryl Hobbs View profile

Matt Mehrvarzi

Matt Mehrvarzi
Underwriters

Matt Mehrvarzi

Underwriter - Beazley Digital

Vancouver, Canada

Email Matt Mehrvarzi View profile

Assia Rhazi

Assia Rhazi
Underwriters

Assia Rhazi

Underwriter - Specialty Risks

Montreal, Canada

+1 514-350-3403 Email Assia Rhazi View profile

Rhea Turchinetz

Rhea Turchinetz
Underwriters

Rhea Turchinetz

Underwriter - Technology & Cyber and Head of Office

Vancouver, Canada

+1 778-373-4432 Email Rhea Turchinetz View profile

Joyanta Paul

Joyanta Paul
Underwriters

Joyanta Paul

Underwriter - Beazley Digital

Toronto, Canada

+1 416-777-6206 Email Joyanta Paul View profile

Nicholas Hickey

Nicholas Hickey
Cyber Services

Nicholas Hickey

Cyber Services Manager

Toronto, Canada

+1 416-777-6859 Email Nicholas Hickey View profile