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Virtual Care coverage enhancements

July 14, 2023

Beazley has enhanced its pioneering Virtual Care policy, which provides comprehensive protection against the interconnected risks facing digital health and wellness organizations. As the market has matured and expanded, Beazley has introduced greater flexibility of coverage and more straightforward policy language to ensure clients can easily access the insurance they need and know exactly what they are covered for.

All Virtual Care policies now also include affirmative bodily injury coverage as standard across all four core modules: 

  • Medical Malpractice & Professional Liability
  • Technology & Media Liability
  • Cyber Liability & Breach Response
  • General & Products Liability

In addition, the policy provides more extensive choice over first and third-party cyber coverage and risk services. These include:  

  • Breach Response Services to support in the event of an incident
  • Third-party coverage including information security & privacy, media liability, regulatory defense and payment cards
  • First-party cyber coverage including business interruption (BI) and dependent BI in the event of a security breach or system failure
  • Cyber extortion loss*, data recovery loss, data and network liability
    eCrime and criminal reward*

 * Sublimits apply

Enhancements comparison

To better illustrate the enhancements we have made to our Virtual Care policy, click below to view our Policy Enhancements comparison document that highlights the expansion of coverage available to digital health and wellness organizations.

Click here to view coverage comparison document

Access to our policy wordings

If you would like to review examples of our Virtual Care policy, become a registered Virtual Care portal user by clicking the portal registration link below. The first time you visit you will need to register with your business email address and create a password.