Last updated: October 18, 2023
PERSONAL INFORMATION WE COLLECT
We may collect, and in the past 12 months may have collected, the categories of personal information described below from the sources described below. Some of this personal information may be subject to HIPAA, CMIA, GLBA or FCRA.
Directly From You
We collect, and in the past 12 months have collected, the following categories of personal information about you that you include in your application or other forms that you submit, or that you otherwise provide to us:
From Our Affiliates and Third Parties
We may collect the following categories of personal information about you from our affiliates and other third parties, such as agents, brokers, consumer reporting agencies, or loss adjusters:
We may also draw inferences from the personal information we collect directly from you or from our affiliates and third parties.
HOW WE USE PERSONAL INFORMATION
The purposes for which we use personal information depend on our relationship or interaction with a specific California consumer. We may use, and in the past 12 months may have used, personal information to underwrite your insurance policy and evaluate claims under your policy; to operate and manage our business; to provide and maintain our insurance products and services; to verify your identity; to detect and prevent fraud; for vendor management purposes; to operate, manage, and maintain our business, such as developing and marketing our products and services; to conduct research and data analysis; to comply with applicable laws; to respond to civil, criminal, or regulatory lawsuits or investigations; to exercise our rights or defend against legal claims; to resolve complaints and disputes; to perform compliance activities; and to perform institutional risk control.
PERSONAL INFORMATION WE DISCLOSE
We may disclose, and in the past 12 months may have disclosed, each of the categories of personal information described in “Personal Information We Collect” for the purposes described in “How We Use Personal Information” to the following categories of third parties:
In the past 12 months, we did not sell personal information, as the terms “sell” and “share” are defined under the CCPA.
We use and disclose sensitive personal information only for the following purposes: (i) to perform services or provide goods reasonably expected by an average consumer; (ii) to prevent, detect, and investigate security incidents; (iii) to resist malicious or illegal actions directed at us and prosecute those responsible; (iv) to ensure the physical safety of individuals; (v) for short-term, transient use, including non-personalized advertising; (vi) to perform internal services; (vii) to verify, maintain, or improve the quality or safety of our products or services; and (viii) for purposes that do not infer characteristics about you.
RETENTION OF PERSONAL INFORMATION
You may have certain rights under the CCPA. These rights are subject to certain conditions and exceptions. Your rights under the CCPA may include:
You may exercise your right to request to know twice a year, free of charge. If we are unable to fulfil your request to know, we will let you know the reason why. Please note, in response to a request to know, we are prohibited from disclosing your Social Security number; driver’s license number or other government-issued identification number; financial account number; any health insurance or medical identification number; an account password, security questions and answers; or unique biometric data generated from measurements or technical analysis of human characteristics.
If you, or your authorized agent, would like to make a request to know, request to delete, or request to correct, contact us at email@example.com or mail a written request to Beazley Group located at 30 Batterson Park Road, Farmington Connecticut 06302 Attn: Compliance.
We will take steps to verify your identity before processing your request to know, request to delete, or request to correct. We will not fulfil your request unless you have provided sufficient information for us to reasonably verify that you are the individual about whom we collected personal information. We may request additional information about you so that we can verify your identity, such as your passport, driving license, birth certificate, utility bill (from last 3 months), current vehicle registration document, or bank statement (from last 3 months). We will only use additional personal information you provide to verify your identity and to process your request.
You may use an authorized agent to submit your rights request. When we verify your agent’s request, we may verify both your and your agent’s identity and request a signed document from your agent that authorizes the agent to make the request on your behalf. To protect your personal information, we reserve the right to deny a request from an agent that does not submit proof that they have been authorized by you to act on your behalf. You may also make a consumer request on behalf of your minor child.
UPDATES TO PRIVACY NOTICE