High Value Homeowners

We provide coverage for high value homes and condominium units located in the US in both CAT exposed areas and interior regions. We offer coverage on an excess and surplus lines basis exclusively through wholesale brokers and underwrite via our Beazley Syndicates 623 and 2623 at Lloyd's.

High value homeowners in the US – all States (excluding Alaska and California) with:

• Hurricane exposed homes in the Atlantic/Gulf area
• Secondary, seasonal and rentals homes
• Vacant, builders' risk and spec homes (built prior to the buyer purchasing it)

• A customer realised the benefit of purchasing sewer back cover when we paid over US$15,000 to help clean up and repair damage to their home.
• The modern house is equipped with a spectrum of increasingly sophisticated equipment. This can bring unexpected cost when it breaks down. By choosing to purchase equipment breakdown cover customers can have peace of mind about being hit by sudden large expenses for repair or replacement.
• Both the sewer backup and equipment breakdown covers are available to purchase within the one Beazley homeowners policy making it easy to contact us at times of need.