What we offer

When a manufacturing error or recall incident occurs, our comprehensive coverage will reimburse insureds for the exposures related to manufacturing errors or product recalls are ongoing and increasing in occurrence regardless of a company’s size or industry. No matter where a company resides in the supply chain, these exposures can pose a significant impact to a company’s balance sheet and reputation.

Our coverage is designed to reimburse our insureds for the costs they incur to get their product out of the stream of commerce, replace it, as well as the expenses to protect their brand and mitigate the loss. In addition to the product replacement and brand reputation coverage, we also provide coverage to protect their profits as well as the damages incurred by a third party.

Beazley offers three products:  

  • Component parts - all component parts for any industries (incl. Automotive, aviation, medical devices etc.) 
  • Consumer goods - all finished non-food products.
  • Consumable products - all topical and ingestible products for human use or consumption

Key elements of our products:
•    First party reimbursement policy (including third party damages) 
•    Claims made policy  
•    Worldwide coverage 
•    Limits as low as $25,000 & up to $5M
•    $0 SIR options for small business
•    No minimum premium for a $1M limit
•    No minimum premiums for limits under $1M
•    Long Term Agreement available for small business.
•    Ability to tailor a policy to specific contracts or products

How can we help

We are here to help our clients by providing them with a comprehensive insurance solution to protect their balance sheet and customers. Brokers and policyholders benefit from our global expertise, efficient claims handling, best-in-class consultants by line of business, and experienced and innovative underwriting capabilities.  

Beazley also provides clear and concise policy forms that provide greater clarity for clients, along with unique policy elements like the ability to write policies with no self-insured retention or double loss aggregates, and coverage for smaller businesses that other insurers overlook (i.e. government advisory as defined in the consumable products policy).


Who we can help

We have a broad risk appetite and can look at risks of any size and in a wide variety of industries. Below are some examples of the classes we can write.

Component Parts:
•    Automotive components
•    Aviation/aerospace components
•    General manufacturing & industrial components
•    Medical device components
•    Metal components
•    Plastic & rubber components
•    Textile components.
•    And many more

Consumer Goods:
•    After-market products
•    Apparel & accessories
•    Appliances & electronics
•    Cleaning & janitorial supplies
•    Furniture & home furnishings
•    Home improvement products
•    Medical devices & implants
•    Paper goods
•    Sporting goods & hobby products
•    Tools & hardware.
•    And many more

Consumable Products:
•    Bakery & confectionary products
•    Beverages
•    Canned goods
•    CBD & hemp products
•    Dairy products
•    Frozen food & ready-to eat-products
•    Fruits & vegetables
•    Meat, poultry, & seafood
•    Nutraceuticals & pharmaceuticals
•    Sauces, dressings, & condiments
•    Snacks, candy, & chocolate
•    Toiletries & cosmetics.
•    And many more


Where Is This Offered?


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The Beazley Difference


Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  


Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

Consumables - $58M frozen bakery products manufacturer – Insured bakery detected metal in its finished pastry resulting in three weeks of lost production. The insured was reimbursed over $1.5 million in lost inventory, customer credits, and freight, storage and disposal costs. Beazley is coordinating a subrogation action against ingredient supplier.

Consumer Goods - $11M chafing dish fuel manufacturer – Insured withdrew chafing dish fuel canisters when customer complained leaking cans were causing property damage to adjacent products. The insured was reimbursed $32,000 in customer credits and for affected inventory and freight, re-packing and disposal costs.

Your Beazley Team


Jim Miller

Jim Miller

Jim Miller

Territory Manager - PE

Philadelphia, Pennsylvania

12154468463 Email Jim Miller View profile

Carmen Paone

Carmen Paone

Carmen Paone

Underwriter - Product Recall


+1 770-351-1797 Email Carmen Paone View profile

Sarah Dickinson

Sarah Dickinson

Sarah Dickinson

Territory Manager - PE

Farmington, CT

+1 860-674-4670 Email Sarah Dickinson View profile

Ryan Cleary

Ryan Cleary
Claims Managers

Ryan Cleary

Claims Team Leader - Global Small Business

New York, NY, USA

+1 212-801-7181 Email Ryan Cleary View profile

John Zeitler

John Zeitler
Claims Managers

John Zeitler

Claims Focus Group Leader - Small Business Healthcare

New York, NY, USA

+1 212-801-7152 Email John Zeitler View profile

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