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    Life, accident & health

    Personal accident

    The team underwrites Personal Accident in respect of excess of loss (risk or catastrophe), proportional treaty (quota share or surplus) and facultative.

    We specialise in the following classes of Personal Accident:

    • Group PA or Group AD&D (basic, voluntary & business travel accident)
    • Key Man
    • Sports/Entertainment
    • Aviation
    • Ships Crew
    • Credit Card
    • Common Carrier
    • Pension Fund Protection
    • Excess Catastrophe Cover
    • Travel
    • Accident Medical
    • War Risks
    • Terrorism Risks

    Most lines of protection can be offered, particularly the following specialist lines: credit card, loss of license, travel, war & terrorism, key man, aviation, ships crew and pension fund protection. 

    Coverage Available

    • Insurance and reinsurance
    • Accidental death
    • Permanent Total Disablement (PTD) - own or any and every occupation
    • Temporary Total Disablement (TTD)

    Limits Available

    • Maximum any one person: US $5,000,000
    • Maximum any one accumulation: US $25,000,000

    Key Territories


    Personal accident team


    Trevor Elford

    Claims Manager

    Trevor Elford

    London, UK

    +44 207 674 7725

    Michelle Nichols

    Claims Manager

    Michelle Nichols

    London, UK


    Nick Newman

    Personal Accident Focus Group Leader & Underwriter

    Nick Newman

    London, UK

    +44 207 674 7189

    Personal accident forms


    Personal Accident