The scale of protected health information (PHI) maintained by healthcare organizations and the digitization of electronic health records have increased the vulnerability to large breaches. Compulsory breach notification laws provide a great deal of exposure. In addition to the patchwork of state laws affecting all businesses, the Health Insurance Portability and Accountability Act (HIPAA) and the Health Information Technology for Economic and Clinical Health Act (HITECH) operate at the federal level. These laws require time-consuming and labor intensive internal investigations, specialized outside vendors, and can often disrupt a healthcare organization’s ability to prioritize patient care.
The publicity and patient dissatisfaction that surround a cyber breach have spurred a wave of class action complaints against organizations big and small. Relying on a variety of medical privacy laws, enterprising plaintiffs' lawyers have filed complaints seeking billions of dollars in damages. The specter of such damages, and the sizeable costs of litigation, often push organizations to settle even in the absence of any clear harm to the affected patients.
State and federal regulators have made one point clear: a significant breach of patient information and patient records will result in monetary penalties, onerous corrective action plans, and on-going audits. Whether through the strict data privacy and security requirements of HIPAA privacy rule and HITECH, or the increasing interest of state attorneys general in enforcing medical privacy laws, the regulatory landscape for healthcare organizations carries an immense amount of risk. Regardless of any legal liability, a healthcare cyber breach greatly increases the risk of reputational and brand damage.
Beazley, a leading insurer of technology and information security risks, has developed BBR, a solution to privacy breaches and information security exposures tailored to the needs of healthcare organizations. BBR is a complete privacy breach response management and information security insurance solution which includes a range of services designed to help you respond to an actual or suspected cyber breach effectively, efficiently, and in compliance with the law.
Breach response
- Legal services
- Computer forensic services
- Notification services for up to 5 million affected individuals
- Call center services
- Credit monitoring, identity monitoring or other personal fraud or loss prevention solutions
- Public relations and crisis management expenses
- All of the policy’s multiple limits will be available for breach response.
First party
- Business interruption loss from security breach or system failure
- Dependent business interruption loss from security breach or system failure
- Cyber extortion loss
- Data recovery loss
- Data and network liability.
Third party coverage
- Third party information security and privacy coverage with up to $15M
- Full media liability
- Regulatory defense and penalties
- Payment card liability and costs.
eCrime
- Fraudulent instruction
- Funds transfer
- Telephone fraud.
Criminal reward coverage
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We greatly appreciate Beazley's Breach Response services and the efficiency and knowledge that is available to us when we need it the most.
Healthcare team
Breach Response Services

Privacy Breach Response FGL
Katherine Keefe
Philadelphia, PA, USA
+1 215 446 8421
katherine.keefe
Breach Response Services Manager
Caitlin O'Toole
Philadelphia, PA, USA
+1 215 446 8419
caitlin.otoole
Beazley Breach Response Risk Manager
Frank Quinn
New York, NY, USA
+1 (212) 801 - 7135
frank.quinn
Business Development Manager
Alex Ricardo
New York, NY, USA
+1 917 344 3311
alex.ricardo
Privacy Breach Response Services Manager
Lauren Winchester
Philadelphia, PA, USA
215-446-8417
lauren.winchester
Privacy Breach Response Services Manager
Darius Wood
Atlanta, GA, USA
+1 770 351 1748
darius.wood
Privacy Breach Response Services Manager
Sue Yi
Los Angeles, CA, USA
+1 213 228 7707
sue.yiClaims

Claims Team Leader - Cyber & Tech
Marcello Antonucci
New York, NY, USA
+1 (212) 801 - 7170
marcello.antonucci
Assistant Claims Manager
Laura Cella
Philadelphia, PA, USA
+1 215 446 8412
Laura.Cella
Head of Third Party Complex Claims
Beth Diamond
New York, NY, USA
+1 (212) 801 - 7116
beth.diamond
Claims Manager
Donna Hahn
New York, NY, USA
+1 646 378 4022
donna.hahn
Claims Team Leader - Cyber & Tech
Kimberly Horn
New York, NY, USA
+1 (212) 801 - 7161
kimberly.horn
Assistant Claims Manager
Jackie Jones
Philadelphia, PA, USA
+1 215 446 8432
jackie.jones
Assistant Claims Manager
Dakai Pouncey
New York, NY, USA
+1 (212) 801 - 7123
dakai.pouncey
Claims Manager
Dan Raymond
+1 312 476 6264
Daniel.Raymond
Assistant Claims Manager
Amanda Surovec
Philadelphia, PA, USA
+1 215 446 8433
amanda.surovecUnderwriters

Underwriter - Cyber & Tech
Kristin Camme
New York, NY, USA
+1 (212) 801 - 7163
Kristin.Camme
Underwriter
Lucy Cantlay
London, UK
+44 207 674 7816
lucy.cantlay
Team Leader & Underwriter US Cyber & Tech London
Alec Cramsie
London, UK
+44 (0) 207 674 7589
alec.cramsie
Head of US Middle Market Cyber and Tech
Kristen Dauphinais
Dallas, TX, USA
+1 972 419 8008
kristen.dauphinais
Southwest/South Central Regional Manager
Serene Davis
Los Angeles, CA, USA
+1 213 228 7709
serene.davis
Underwriter - Cyber & Tech
Jessica Dixon (Murray)
Chicago, IL, USA
+1 312 476 6218
Jessica.Dixon
Head of Cyber & Executive Risk
Mike Donovan
San Francisco, CA, USA
+1 415 263 4050
mike.donovan
Underwriter - US Cyber & Tech
Erica Ducharme
Farmington, CT, USA
+1 860 677 3775
erica.ducharme
Underwriter -US Cyber and Tech London
Aidan Flynn
London, UK
+44 (0) 207 674 7812
aidan.flynn
Underwriter
Tim Gallagher
New York, NY, USA
+1 (212) 801 - 7188
tim.gallagherUnderwriter - Cyber & Technology
Matt Gullickson
+1 312 476 6237
Matt.Gullickson
Assistant Underwriter
Sunmi Hirata
Atlanta, GA, USA
+1 770 351 1724
sunmi.hirata
Underwriter - Cyber & Tech
Sumira Iftikhar
Atlanta, GA, USA
+1 770 351 1731
sumira.iftikhar
Underwriter - US Cyber & Tech
Anna Kagan
Los Angeles, CA, USA
+1 213 228 7711
anna.kagan
Northwest/Midwest Regional Manager US Cyber & Tech
Bala Larson
San Francisco, CA, USA
+1 415 263 4053
bala.larson
Underwriter - U.S. Cyber & Tech
Sara Mastronardo
San Francisco, CA, USA
+1 415 263 4088
sara.mastronardo
Underwriter - Cyber & Tech
Kevin McGowan
Chicago, IL, USA
+1 312-476-6212
kevin.mcgowan
Underwriter - Cyber & Tech
Myles Miller
Chicago, IL, USA
+1 312 476 6268
myles.miller
Underwriter
Elizabeth Monfort
Boston, MA, USA
+1 617 239 2611
Elizabeth.Monfort
Southeast Regional Manager US Cyber & Tech
Justin Patrick
Atlanta, GA, USA
+1 770 351 1754
justin.patrick
Underwriter - Cyber & Tech
Kaitlyn Pezik
New York, NY, USA
+1 (212) 801 - 7156
kaitlyn.pezik
Northeast Regional Manager US Cyber & Tech
Charles Pruzinsky
New York, NY, USA
+1 (212) 801 - 7119
charles.pruzinsky
Underwriter
Aryona Rexha
London, UK

Underwriter - US Cyber & Tech
Kyle Sawdey
Philadelphia, PA, USA
+1 215 446 8427
kyle.sawdey
Underwriter - TMB
Desiree Spain
Atlanta, GA, USA
+1 770 351 1676
desiree.spain
Underwriter - Cyber & Tech
Janice Stevenson
New York, NY, USA
+1 (212) 801 - 7145
janice.stevenson
Jimmy Trauthwein
+1 770 351 1764
James.Trauthwein
Underwriter
Laura True
Farmington, CT, USA
+1 860 677 3772
laura.true
Underwriter - Strategic Cyber Initiatives
Benjamin Walker
Dallas, TX, USA
+1 972 419 8022
benjamin.walker
Underwriter - US Cyber & Tech - London
Ben Watson
London, UK
+44 207 667 0552
ben.watson
Cyber & Tech US Focus Group Leader
Bob Wice
Farmington, CT, USA
+1 860 677 3779
Robert.Wice
Underwriter - Strategic Cyber Initiatives
Laura Wiggs
Farmington, CT, USA
+1 860 674 3988
laura.wiggs2
Underwriter - Cyber & Tech
Shannon Willison
Denver, CO, USA
+1 303 927-1547
shannon.willison