Information exposures and security breaches within colleges and universities have many causes and are difficult to control. And even with the best systems, controls, personnel and procedures, no college or university is immune to the risk of a cyber breach.
Colleges and universities face complex issues when a breach occurs. You maintain personal data on applicants, students, faculty and other employees, donors, trustees, and board members, who often reside in different states with different breach notification laws. Educational institutions with health clinics may also be subject to the breach notification requirements imposed by the Health Insurance Portability and Accountability Act (HIPAA) and the Health Information Technology for Economic and Clinical Health Act (HITECH). These laws require time-consuming and labor intensive internal investigations, the expertise of specialized outside vendors, and can create a public relations nightmare.
The negative publicity resulting from a data breach can lead to massive reputational and brand damage. In fact, 62% of consumers said breach notification decreased trust and confidence in the organization.
*Source: Pass or fail? Data privacy and cybersecurity in higher education
The publicity and consumer dissatisfaction that surround a cyber breach have spurred a wave of class action complaints against organizations big and small. Relying on a variety of privacy laws, enterprising plaintiffs’ lawyers have filed complaints seeking billions of dollars in damages. The risk of crippling damages, and the sizeable costs of litigation, often push organizations to settle even in the absence of any clear harm to the affected individuals.
State and federal regulators have made one point clear: a significant breach of information will result in monetary penalties, onerous corrective action plans, and on-going audits. Whether through the strict data privacy and security requirements of the Family Educational Rights and Privacy Act (FERPA), or the increasing interest of state attorneys general in enforcing privacy laws, the regulatory landscape for higher education institutions carries an immense amount of risk.
Beazley, a leading insurer of technology and information security risks, has developed Beazley Breach Response (BBR), a solution to privacy breaches and information security exposures tailored to the needs of higher education.
BBR is a complete privacy breach response management and information security insurance solution which includes a range of services designed to help you respond to an actual or suspected cyber breach incident effectively, efficiently, and in compliance with the law.
Breach response
- Legal services
- Computer forensic services
- Notification services for up to 5 million affected individuals
- Call center services
- Credit monitoring, identity monitoring or other personal fraud or loss prevention solutions
- Public relations and crisis management expenses
- All of the policy’s multiple limits will be available for breach response.
First party
- Business interruption loss from security breach or system failure
- Dependent business interruption loss from security breach or system failure
- Cyber extortion loss
- Data recovery loss
- Data and network liability.
Third party coverage
- Third party information security and privacy coverage with up to $15M
- Full media liability
- Regulatory defense and penalties
- Payment card liability and costs.
eCrime
- Fraudulent instruction
- Funds transfer
- Telephone fraud.
Criminal reward coverage
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Not if, but when. Any college or university handling personal information will, sooner or later, be confronted with the challenge of a cyber breach. It's not a matter of "if" but "when".
Higher education team
Breach Response Services

Beazley Breach Response Services Manager
Luke Green
Philadelphia, PA, USA
+1 215 446 8453
luke.green
Beazley Breach Response Risk Manager
Frank Quinn
New York, NY, USA
+1 212 801 7135
frank.quinn
Beazley Breach Response Technical Sales
Alex Ricardo
New York, NY, USA
+1 212 801 7111
alex.ricardo
Beazley Breach Response Services Manager
Michelle Schauerman
Philadelphia, PA, USA
+12675348490
michelle.schauermanClaims

Claims Focus Group Leader - Small Business Cyber & Technology
Bolanle Akinrimisi
Atlanta, GA, USA
+1 770 351 1697
Bolanle.Akinrimisi
Claims Team Leader - Cyber & Tech
Marcello Antonucci
New York, NY, USA
+1 212 801 7170
marcello.antonucci
Claims Manager
Laura Cella
Philadelphia, PA, USA
+1 215 446 8412
Laura.Cella
Group Head of Claims
Beth Diamond
New York, NY, USA
+1 212 801 7116
beth.diamond
Claims Manager
Donna Hahn
Denver, CO, USA
+1 303 927 1546
donna.hahn
Claims Manager
Tim Jacobs
Chicago, IL
+1 312 476 6266
tim.jacobs
Claims Manager
Jackie Jones
Philadelphia, PA, USA
+1 215 446 8432
jackie.jones
Claims Manager
Dakai Pouncey
New York, NY, USA
+1 212 801 7123
dakai.pounceyUnderwriters

Underwriter - Cyber & Technology
Nyreese Arzu
+12132287711
Nyreese.Arzu
Underwriter - Cyber & Technology
Whitney Barrett
Seattle, WA, USA
+1 206 694 1211
Whitney.Barrett
Assistant Regional Manager – Cyber & Technology
Jenn Beard
Houston, TX, USA
+1 832-423-0422
jenn.beard
Focus Group Leader - London Wholesale Middle Market, Cyber & Tec
Lucy Cantlay
London, UK
+44 207 674 7816
lucy.cantlay
Underwriter - Cyber & Technology
Sean Connors
San Francisco, CA, USA
+1 415 263 4048
sean.connors
Head of London Market Wholesale Cyber & Technology
Alec Cramsie
London, UK
+44 (0) 207 674 7589
alec.cramsie
Southwest / South Central Regional Manager - Cyber & Technology
Serene Davis
Los Angeles, CA, USA
+1 213 228 7709
serene.davis
Underwriter - Cyber & Technology
Aimee Davis
Los Angeles, CA, USA
+1 213 228 7749
Aimee.Davis
Underwriter - TMB
Jessica Dixon
Chicago, IL, USA
+1 312 476 6218
Jessica.Dixon
Underwriter - Cyber & Technology
Erica Ducharme
Farmington, CT, USA
+1 860 677 3775
erica.ducharme
Head of London and International Underwriting Management, Cyber
Aidan Flynn
London, UK
+44 (0) 207 674 7812
aidan.flynn
Large Risk Underwriter - Cyber & Technology
Tim Gallagher
New York, NY, USA
+1 212 801 7188
tim.gallagher
Underwriter
Jim Gallery
+1 312 476 6232
Jim.Gallery
Underwriter - Cyber & Technology
Brittany Gulans
+12132287753
Brittany.Gulans
Underwriter - Cyber & Technology
Matt Gullickson
Chicago, IL, USA
+1 312 476 6237
Matt.Gullickson
Assistant Regional Manager – Cyber & Technology
Ashley Heller
+12128017160
ashley.heller
Underwriter - Cyber & Technology
Sunmi Hirata
Dallas, TX, USA
+1 972 419 8009
sunmi.hirata
Underwriter - Cyber & Technology
Sumira Iftikhar
Atlanta, GA, USA
+1 770 351 1731
sumira.iftikhar
Underwriter - Cyber & Technology
Anna Kagan
Miami, FL, USA
7868433229
anna.kagan
Regional Manager - Midwest - Cyber & Technology
Brett Kreiter
Chicago, IL, USA
+13124766217
brett.kreiter
Northwest Regional Manager - Cyber & Technology
Bala Larson
San Francisco, CA, USA
+1 415 263 4053
bala.larson
Underwriter - Cyber & Technology
Jenny Manning
Philadelphia, PA, USA
+1 215 446 8445
Jennifer.Manning
Underwriter - Cyber & Technology
Brian Manoy
+12154468476
Brian.Manoy
Underwriter - Cyber & Technology
Sara Mastronardo
San Francisco, CA, USA
+1 415 263 4088
sara.mastronardo
Underwriter - Cyber & Technology
Rich Michaels
Chicago, IL, USA
+1 (312) 476 6255
rich.michaels
Underwriter - Cyber & Technology
Megan Moore
Boston, MA, USA
+1 617 239 2612
megan.moore
Underwriter - Cyber & Technology
Asia Nash
San Francisco, CA, USA
+1 415 263 4089
asia.nash
Head of US Large Accounts
Justin Patrick
Atlanta, GA, USA
+1 770 351 1754
justin.patrick
Underwriter - US Cyber & Tech
Kaitlyn Pezik
New York, NY, USA
+1 212 801 7156
kaitlyn.pezik
Underwriter - Cyber & Technology
Leah Saltzman
Chicago, IL, USA
1 312 476 6249
leah.saltzman
Regional Manager - Cyber & Technology, Northeast
Kyle Sawdey
Philadelphia, PA, USA
+1 215 446 8427
kyle.sawdey
Southeast Regional Manager - Cyber & Technology
Desiree Spain
Atlanta, GA, USA
+1 770 351 1676
desiree.spain
Assistant Regional Manager – Cyber & Technology
Elizabeth Springer
Boston, MA, USA
+1 617 239 2611
Elizabeth.Springer
Underwriter - Cyber & Technology
Stephen Sroka
Atlanta, GA, USA
+1 770 351 1726
stephen.sroka
Underwriter - Cyber & Technology
Janice Stevenson
New York, NY, USA
+1 212 801 7145
janice.stevenson
Underwriter - Cyber & Technology
Mayra Tamez
Dallas, TX, USA
+1 972 419 8028
Mayra.Tamez
Underwriter - Cyber & Technology
Jimmy Trauthwein
Chicago, IL, USA
+1 312 476 6267
Jimmy.Trauthwein
Underwriter - Cyber & Technology
Ethan Ulmer
+16172392601
Ethan.Ulmer
Head of Underwriting Management. Cyber & Tech
Bob Wice
Farmington, CT, USA
+1 860 677 3779
Robert.Wice
Underwriter - Private Enterprise
Laura Wiggs
Farmington, CT, USA
+1 860 674 3988
laura.wiggs2
Underwriter - Cyber & Technology
Brandon Wilkerson
Los Angeles, CA, USA
+1 770 351 1772
Brandon.Wilkerson
Underwriter - Cyber & Technology
Cory Yost
+1 770 351 1774
Cory.Yost