We offer primary surplus lines capacity for:

• Distressed or hard-to-place property risks. For example, unprotected, high hazard or a property with older construction
• Risks with catastrophe exposures. For example, risks needing windstorm or earthquake coverage
• Unique risks not considered by admitted markets. For example, lack of historical, underwriting or pricing data

Product features

• All risk including or excluding flood and earthquake
• Difference in conditions including flood and earthquake
• Single peril earthquake and windstorm coverage available
• Equipment breakdown available

Target market

• Small to mid-sized commercial entities including but not limited to*:
• Institutional
• Manufacturing
• Retailers and shopping centres
• Hotels and motels
• Restaurants
• Office buildings
• Condominiums and apartments
• Vacant properties

*These classes are examples of risks we cover. To further qualify an account, please contact one of our branch locations.

Capacity/CAT coverage

• Up to US $25,000,000 maximum per risk
• Up to $10,000,000 for critical catastrophe (CA earthquake and FL windstorm)
• Up to $15,000,000 for other natural catastrophe
• Full limits, first loss, quota share and excess policies
• Total insurable value: up to $500m ($750m in California). For larger risks our Lloyd's large commercial property cover is available

Distribution

100% wholesale brokers

News & Views

"We're not in the cookie cutter business"
Mark Bernacki and Will Roscoe describe the philosophy and appetite of Beazley's E&S Property team View the video now.