E&S property
Joe Morrello
Head of E&S Property
We cover commercial properties from hotels and restaurants to manufacturing sites and office buildings on excess and surplus lines basis in the US. Coverage is available for unique and hard to place risks for all or single perils.
We offer primary surplus lines capacity for:
- Distressed or hard-to-place property risks. For example, unprotected, high hazard or a property with older construction
- Risks with catastrophe exposures. For example, risks needing windstorm or earthquake coverage
- Unique risks not considered by admitted markets. For example, lack of historical, underwriting or pricing data
Product features
- All risk including or excluding flood and earthquake
- Difference in conditions including flood and earthquake
- Single peril earthquake and windstorm coverage available
- Equipment breakdown available
Target market
- Small to mid-sized commercial entities including but not limited to*:
- Retailers and shopping centres
- Hotels and motels
- Restaurants
- Office buildings
- Condominiums and apartments
- Light manufacturing
- Vacant properties
*These classes are examples of risks we cover. To further qualify an account, please contact one of our branch locations.
Capacity/CAT coverage
- Up to US $25,000,000 maximum per risk
- Up to $10,000,000 for critical catastrophe (CA earthquake and FL windstorm)
- Up to $15,000,000 for other natural catastrophe
- Full limits, first loss, quota share and excess policies
- Total insurable value: up to $500m ($750m in California). For larger risks our Lloyd's large commercial property cover is available
Distribution
100% wholesale brokers
News & Views
"We're not in the cookie cutter business"
Mark Bernacki and Will Roscoe describe the philosophy and appetite of Beazley's E&S Property team View the video now.
E&S property team
Focus group leaders
Focus Group Leader - E&S Property, Small Business
Mike Cooper
Atlanta, GA, USA
+1 770 351 1677
michael.cooper
Focus Group Leader - E&S Property South East
Reid Jaffe
Atlanta, GA, USA
+1 770 351 1678
reid.jaffe
Focus Group Leader - E&S Property West
Steven Link
Seattle, WA, USA
+1 206 694 1210
steven.link
Focus Group Leader - E&S Property North Central
Tom McCarthy
Chicago, IL, USA
+1 312 476 6245
tom.mccarthyUnderwriters
Property Underwriter
Tim Carlin
San Francisco, CA, USA
+1 415 263 4074
tim.carlin
Underwriter - E&S Property
Larry Davidson
Dallas, TX, USA
+1 972 419 8020
larry.davidson
Underwriter - E&S Property
Tina DeNoi
Atlanta, GA, USA
+1 770-351-1671
tina.denoi
Underwriter - E&S Property
Rachel Donovan
Boston, MA, USA
+1 617 239 2644
rachel.donovan
Underwriter - E&S Property
Ed Evans
Boston, MA, USA
+1 617 239 2621
ed.evans
Underwriter - E&S Property
Dan Finehart
New York, NY, USA
+1 212 801 7125
dan.finehart
Underwriter - E&S Property
Taylor Hamala
Atlanta, GA, USA
+1 770 351 1691
taylor.hamala
Underwriter
Sylvia Hammond
Los Angeles, CA, USA
+1 213 228 7725
sylvia.hammond
Allison Harry
+1 770 351 1759
Allison.Harry
Underwriter - E&S Property
Erich Jahnke
Los Angeles, CA, USA
+1 818 389 7320
erich.jahnke
E&S Property Underwriter
Lee Koonce
Atlanta, GA, USA
+1 770 351 1763
Lee.Koonce
Underwriter - E&S Property
Thomas Moccio
New York, NY, USA
+1 212 801 7185
thomas.moccio
Head of E&S Property
Joe Morrello
New York, NY, USA
+1 212 801 7149
joe.morrello
Underwriter
Katherine Newman
Atlanta, GA, USA
+1 770 351 1686
katherine.newman
Underwriter - E&S Property
Sarah Peters
Atlanta, GA, USA
+1 770 351 1679
sarah.peters
Assistant Underwriter
Liz Roberson
San Francisco, CA, USA
+1 415 263 4046
liz.roberson
Underwriter - E&S Property
Chelsea Roberts
San Francisco, CA, USA
+1 415 263 4045
chelsea.roberts
Underwriter - E&S Property
Matt Ruwe
Chicago, IL, USA
+1 312 476 6278
matt.ruweE&S property forms
Wordings: We use a variety of industry recognised forms and endorsements, and in response to customer demands can offer bespoke amendments to forms and endorsements to satisfy coverage needs.
Application forms
The descriptions contained on this website are for preliminary informational purposes only. In the US, the product may be available on an admitted basis in some but not all jurisdictions through Beazley Insurance Company, Inc. In other US jurisdictions, the product is underwritten by Beazley syndicates at Lloyd's and is available only on a surplus lines basis through licensed surplus lines brokers. The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.
Except where products are issued by Beazley Insurance Company, Inc., coverages are underwritten by Beazley syndicates at Lloyd's and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described herein is subject to and governed by the terms and conditions of each policy issued.
Some coverages are made available through Beazley USA Services, Inc., which is a service company that is a part of the Beazley Group and has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's syndicates 623 and 2623 which are managed by Beazley Furlonge Limited. Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).