Corporate governance reforms in the United States in recent years have added significantly to the responsibilities of executive and non-executive directors of public companies. Directors understandably look for robust insurance coverage to protect them in the execution of these responsibilities.
D&O risks now extend well beyond traditional claims for which D&O cover was originally designed.
Directors and officers are increasingly becoming involved in investigations and inquiries by regulatory authorities, which can prove extremely costly. Under the new Beazley policy forms, coverage for investigations and inquiries is provided as soon as the directors and officers are targeted by way of subpoenas and/or Wells Notices.
- Non rescindable coverage options for all insuring agreements
- Broad investigation & inquiry coverage for D&Os
- Broad definition of loss includes FCPA, UK Bribery Act, Section 308 of SOX and other fines and penalties where insurable
- Exclusions apply only to "that portion of" any claim
- Entity vs insured exclusion in lieu of insured vs insured exclusion
- Automatic Side A reinstatement of limit- round the clock basis for any separate claim
- International capabilities provided by our Beazley Bridge product
Beazley also offers Entity+ regulatory investigations and inquiries and Side A D&O coverage for U.S. based multinational corporations through our product Beazley Bridge. Click here to learn more about Beazley Bridge.
US domiciled companies
Non-US domiciled companies through our London office
US publicly traded companies, excluding financial institutions
Financial Institutions are only underwritten in London
Up to US $25,000,000, written primary or excess
Package or stand-alone
Public company D&O team
Management Liability Underwriter
Dallas, TX, USA
+1 972 419 firstname.lastname@example.org
Underwriter - Management Liability
Atlanta, GA, USA
+1 770 351 email@example.com
US D&O Product Manager & Regional Manager
Chicago, IL, USA
+1 312 476 firstname.lastname@example.org
Management Liability Underwriter
New York, NY, USA
+1 646 943 email@example.com
Public company D&O Forms
Wordings / policies
The descriptions contained on this website are for preliminary informational purposes only. In the US, the product may be available on an admitted basis in some but not all jurisdictions through Beazley Insurance Company, Inc. In other US jurisdictions, the product is underwritten by Beazley syndicates at Lloyd's and is available only on a surplus lines basis through licensed surplus lines brokers. The publication and delivery of the information contained herein is not intended as a solicitation for the purchase of insurance on any US risk.
Except where products are issued by Beazley Insurance Company, Inc., coverages are underwritten by Beazley syndicates at Lloyd's and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described herein is subject to and governed by the terms and conditions of each policy issued.
Some coverages are made available through Beazley USA Services, Inc., which is a service company that is a part of the Beazley Group and has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's syndicates 623 and 2623 which are managed by Beazley Furlonge Limited. Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497).