The exposures related to product recalls or manufacturing errors are ongoing and increasing in occurrence regardless of a company’s size or industry. No matter where a company resides in the supply chain, these exposures can pose a significant impact to a company’s balance sheet and reputation. The Beazley Product Recall offering is an innovative insurance solution that provides what clients need to help protect their businesses and customers.
When a recall incident occurs, our comprehensive coverage will reimburse them for the costs they incur to get their product out of the stream of commerce, replace it, as well as the expenses to protect their brand and mitigate the loss. In addition to the product replacement and brand reputation coverage, we also provide coverage to protect their profits as well as the damages incurred by a third party.
Our Products
We have crafted three different product offerings that will provide our insureds with the comprehensive coverage needed for their industry. Our three product offerings are Consumable Products, Consumer Goods and Component Parts. We have a broad risk appetite within these offerings which are shown below.
Consumable products – all topical and ingestible products for human use or consumption
Considered classes:
- Bakery & confectionary products
- Beverages
- Canned goods
- CBD & hemp products
- Dairy products
- Frozen food & ready-to eat-products
- Fruits & vegetables
- Meat, poultry, & seafood
- Nutraceuticals & pharmaceuticals
- Sauces, dressings, & condiments
- Snacks, candy, & chocolate
- Toiletries & cosmetics.
Consumer goods – all finished non-food products
Considered classes:
- After-market products
- Apparel & accessories
- Appliances & electronics
- Cleaning & janitorial supplies
- Furniture & home furnishings
- Home improvement products
- Medical devices & implants
- Paper goods
- Sporting goods & hobby products
- Tools & hardware.
Component parts – all components for any industry
Considered classes:
- Automotive components
- Aviation/aerospace components
- General manufacturing & industrial components
- Medical device components
- Metal components
- Plastic & rubber components
- Textile components.
Key elements of our products
- First party reimbursement policy (including third party damages)
- Non-admitted
- Claims made policy
- Worldwide coverage
- Minimum SIR for a $1M limit – $2,500
- Minimum premium for a $1M limit – $3,500
- Limits as low as $50,000 & up to $5M
Why Beazley Product Recall?
- Clear and concise policy forms
- Unique policy elements (i.e. government advisory as defined in the consumable products policy)
- Efficient claims handling
- Broad risk appetite
- No risk too small (subject to underwriting guidelines)
- Best in class consultants by line of business
- Experienced and innovative underwriting capabilities
Product Recall team
Underwriters

Focus Group Leader - US Product Recall
Alex Marti
Farmington, CT, USA
+1 860 677 3545
Alex.Marti
Underwriter - Product Recall
Angela Ives
Farmington, CT, USA
+1 860 677 3542
Angela.Ives
Underwriter - Product Recall
Jae Pak
Farmington, CT, USA
+1 (646) 418 9384
Jae.PakFocus group leaders

Head of Specialty Risk & US Programs
Florian Beerli
Farmington, CT, USA
+1 860 677 3541
Florian.BeerliClaims

Claims Focus Group Leader - Small Business Healthcare
John Zeitler
New York, NY, USA
+1 212 801 7152
John.Zeitler
Claims Team Leader - Global Small Business
Ryan Cleary
New York, NY, USA
+1 212 801 7181
ryan.cleary