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Full Spectrum Cyber for small businesses

Full Spectrum Cyber for small businesses

Our Full Spectrum Cyber solution for small and medium sized businesses.

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What we offer

Any small or medium sized business that relies on computers and technology to function is at risk of suffering a cyber-attack. This incident can affect the company’s ability to operate and its reputation. These businesses are particularly vulnerable as their IT security tends to be less sophisticated and they have fewer resources available to them to prepare, manage and recover from an incident.

Our Full Spectrum Cyber solution incorporates our flagship cyber product, Beazley Breach Response (BBR) and is designed to multiply the cyber strengths of our clients by pre-empting emerging cyber risks, responding to them, and adapting to new threats as they emerge.

Pre-emptive cyber – stay ready for anything

When it comes to managing cyber risks, preparation is fundamental. Our team helps clients to understand the cover, educate employees and keep them one step ahead of criminals by combining technology and hands-on support.

Our clients also benefit from:

Port scans - setup to spot weaknesses in their IT security system
Access to a portal of information on IT security
Access to a network of vendors experienced in improving and handling cyber risk

Responsive cyber – get back in the game

If a cyber incident occurs, BeazleySecurity will work side by side with our client until the incident is resolved. Our award winning Cyber & Technology Claims team is at the forefront of defending clients against cyber incidents.

The type of protection that our coverage includes

Breach Response

The types of services include:

Legal Services
Computer forensics services
Call center services
Credit monitoring, identity monitoring for other personal fraud or loss prevention solutions
Public relations and crisis management expenses

First Party: Your losses

Business interruptions caused from a security breach or system failure
Dependent business interruption loss from security breach or system failure
Data recovery
Cyber Extortion

Third Party: Your liability to others

Media liability
Regulatory defense and penalty costs
Payment card liability and costs
Third party information security and privacy coverage

ECrime:

Social Engineering - a practice of contacting another person with the goal of transfer of funds to an imposter: the funds are transferred willingly by an honest employee being spoofed
Funds transfer fraud
Telephone fraud

Interested in MediaTech coverage?

Find professional, technology, multimedia, privacy and network security liability coverage in a single form. Learn more.

Registered brokers can place our Cyber BBR Small Business Solution cover via the myBeazley platform.

How can we help

The best team in the business have your back

We’ve been pioneers in cyber risk for over two decades, so we understand better than anyone the cyber challenges facing your clients, and how overwhelming and shocking an incident can be. We’ve helped tens of thousands of clients get their business back on track following a cyber-attack or data breach, our Full Spectrum Cyber solution is designed to keep clients ahead in the battle against cyber threats.

When your client's partner with us, they instantly multiply their own cyber strength. If an incident happens, we mobilize everything at our disposal in an instant. Our Beazley Security specialists assist clients at every stage of incident investigation via specialist service providers and vendor services.

Who we can help

Retail
Wholesalers
Professional Services
Manufacturers
Healthcare
Hospitality
Financial
Unions
Charities & Non-profits
Associations
Media & Entertainment

WHERE IS THIS OFFERED?

United States, Canada, Europe, Mexico, Brazil and Australia

The Beazley Difference

Expert underwriters with technical backgrounds and hands-on experience in the field
Deep understanding of environmental exposures
A global underwriting team that works collaboratively with brokers and insureds
A focus on complex and hard to place risks
Consistent appetite which is broader than most other insurers
Bespoke policy wordings for the client’s industry and environmental needs
Dedicated claims managers to work with clients throughout the entire claims process

Examples or Scenarios

A school district was hit with ransomware and two of its servers were completely encrypted.  Critical documents were rendered inaccessible.  BBR Services coordinated an engagement with forensics and legal counsel.  Forensics was able to quickly identify the type of ransomware and determine its known capabilities.  They were also able to find the decryption key for this particular strain of malware and use it to successfully restore all of the district's files.

A manufacturer employee's active directory account was compromised. The hacker used the employee's mailbox to send emails requesting a money transfer to some outside account. BBR Services arranged for the manufacturer to work with panel counsel and forensic firm. The forensic firm determined that no personally identifiable information had been compromised and the law firm determined the manufacturer had no obligation to notify.