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Private Clients - Personal Articles Floater

Our Private Collections policy can be purchased either as a standalone policy or as an endorsement added to a homeowner’s insurance policy.

What we offer

We provide a fully comprehensive all risks of physical loss or physical damage coverage for valuable personal property that often requires more coverage than the usual limits provided by an insured’s homeowner policy. We will pay the cost to repair or replace clients’ property at an agreed value basis for scheduled items and market value for blanket coverage up to US$25,000 per item.

How can we help

We have a proven track record stretching over thirty years of insuring clients’ private collections and protecting their valuable items, and we provide binding authority solutions for easy to place, light touch and automated underwriting for risks located in the USA and Canada, that match our risk criteria.

The Beazley Difference


Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  


Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

With global temperatures rising and climate conditions becoming increasingly volatile, natural catastrophe events such as fires and floods are impacting growing numbers of homeowners and their property, including items of value both financially and personally. This situation makes it essential to have access to the right modelling tools to determine the risk and appropriate risk management measures to protect clients’ homes, collections and valuables.

Your Beazley Team

David Wood

David Wood

Focus Group Leader - Homeowners

London, UK

+44 (0)20 7674 7096

Email David

Christopher Jones

Christopher Jones

Underwriter - Personal Articles Floater - Property

London, UK

+44 (0)20 7667 0542

Email Christopher

Tools & Resources