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From the world's largest construction projects, underground mining, heavy industrial sites to the jewellery trade and high value homeowner risks in the US and UK we have a broad underwriting appetite.

The Environment

The economic fall out from COVID-19 is likely to damped demand ​for commercial property investment but also encourage clients to seek carriers that have a demonstrable commitment to long-term relationships that look beyond the immediate turbulence.

The Risk

Environmental risk factors, including the recent spate of natural and man made disasters, provide a backdrop to increased risk in the commercial property sector which has in turn necessitated a more stringent underwriting discipline.

The Need

As a result of the global recession, a hardening market will push more risks into the E&S market as the appetite of admitted carriers diminishes.​ There is also likely to be some limited recessionary loss creep, ​for example due to an increase in vacant properties.​