Small commercial package, residential, general liability, inland marine and motor risks underwritten through Lloyd's brokers on a delegated authority/MGA basis.
Full value, primary loss limit and excess of loss commercial and residential policies including cover for:
Our policies are administered by coverholders operating under a delegated authority basis or via prior submit lineslips and facilities.
Our offerings include:
Small Commercial Package
Commercial property including buildings, contents, business personal property and business interruption coverages.
We can offer equipment breakdown cover through Hartford Steam Boiler’s (HSB).
We can provide Commercial General Liability solutions in conjunction with property through our Specialty Risks division.
Residential
Small, medium and high valued homeowner insurance in the US, Canada and the rest of the world in partnership with local coverholders.
Unoccupied/Vacant
Commercial and residential property coverage on a limited, wider perils and full perils basis, including contents coverage and property owner’s liability.
Property Owners
Commercial and residential property (including Strata) coverage/loss of rental income, including common contents, machinery breakdown and associated property owner’s liability.
Forced Placed Property
Fire and extended coverage, all risks of physical loss or damage insurance related to loans for which no proof of insurance has been provided to the mortgagee.
Inland Marine
Loss to movable or specialised types of property and equipment.
Includes property coverage for construction equipment, medical diagnostic equipment, fine art, solar panels, wind turbines, cameras and movie equipment, musical instruments, and a wide variety of other types of property.
Motor
Commercial automobile physical damage and Motor Truck Cargo (MTC).
Difference in Conditions
We can offer Wind or Earthquake deductible buy downs, mortgage impairment and catastrophe only products.
Typical classes considered:
Typical exclusions include:
Worldwide
BEING BOLD
Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.
STRIVING FOR BETTER
Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.
DOING THE RIGHT THING
Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.
An insured suffered a major fire loss at their distillery products facility, which due to complexities with the age and build type of the property, meant that there was significant potential for a long-term business interruption loss. Our claims team worked closely with the adjustment team and supported the insured’s use of its own machinery experts to assist in the quantum evaluation. Within a few weeks, we had made significant interim payments to bolster the insured’s cash flow and enable them to make a series of both permanent and temporary repairs in order to keep their operations running.
Through working closely with the insured and their broker, we were able to help them to gain certainty over their future operational capabilities. As a result, they proceeded to construct a new plant with an increased output capacity on the exterior of the existing premises. Our proactive and long-sighted approach to the settlement of the claim cemented an already long-standing relationship with the client.
London, UK
+44 (0)20 7674 7447
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